Vick Bester Email & Phone Number

Johannesburg, Gp, Za

Bryanston

• Responsible for management of total debtors and credit function within Omnia Fertilizer: Maintain credit policy and procedures in line with business strategy and legal framework Total management of the debtors book amounting to not less than R600 million out of season and up to R1.9 Billion within season  Analysis of credit applications and financial statements for applications above business unit mandate Approval of credit limits above business unit mandates Manage credit insurance policy with credit insurers and brokers. Liaising with - and negotiate with broker and credit insurers regarding contracts, credit limits and claims Manage credit limits and claims submitted to credit insurers. Following up on status of collections handed over to insurer. Managing legal function of debtors handed over to attorneys for collection. This includes giving instruction for collection to attorneys and monitoring the full legal collection process Cash flow management of accounts receivable department Submitting monthly reports on debtor’s ageing, cash flow forecast, cash collected, legal debtors, interest charged and reversed and overdue debtors to Financial Director Managing the debtors department at head office for trade debtors, intercompany debtors and export (international) debtors Overseeing debtors collections at business units and head office Visiting overdue debtors and negotiating repayment arrangements Completing legal documents for signature of debtors wanting to make repayment arrangements Collection of overdue debtors. These are overdue debtors handed over for collection to insurers and external collectors from business unit but not handed over to attorney for collection Motivating credit limits and claims with credit insurer Directly managing 2 staff members at head office and indirectly managing 24 staff members at Omnia’s various business units

Delmas, Mpumalanga, South Africa

• Responsible for management of total admin function within Omnia Fertilizer- Dryden factory: Management of administration function for the Dryden factory Management of the debtors book and department for the Highveld region Monthly Cash flow forecasts Monthly analysis of financial statements of the business unit Approval of credit application within mandates Management of accounts payable and signing of cheques for payment Management of stock for Highveld business unit Directly managing 10 staff members at the business unit and indirectly managing 5 staff members at the smaller depots of the business units

Bryanston

 Total management of the debtors book  Managing legal function of debtors handed over to attorneys for collection. This includes giving instruction to attorneys and monitoring the full legal collection process Cash flow management of accounts receivable Analysis of credit applications Approval of credit limits above business unit mandates Submitting monthly reports on cash flow forecast vs cash collected, legal debtors, interest reversed and overdue debtors to Financial Director Managing the debtors department at head office for head office debtors and export debtors Directly managing 2 staff members at head office and indirectly managing 15 at business units

Johannesburg Metropolitan Area

• Management of all arrear commercial asset finance accounts for the old Transvaal region• Negotiate with clients in arrears and renegotiate finance where needed• Repossesion of assets• Obtain court orders through attorneys• Managed 20 staff members

Johannesburg Metropolitan Area

• Management of the credit- and admin department • Collection of arrear loan accounts, mortgage loan accounts, arrear installment sale agreements and overdrawn cheque accounts• Analysis and approval of credit applications within mandate for loans, mortgages, installment sale agreements and overdrafts• Analysis of all credit application and referring applications above mandate to regional office

Johannesburg Metropolitan Area

• Management of the credit- and admin department • Collection of arrear loan accounts and arrear installment sale agreements• Analysis and approval of credit applications within mandate for loans,mortgages,installment sale agreements and overdrafts• Repossession of assets • Obtaining of court order through attorneys

Johannesburg Metropolitan Area

• Collection of overdue loan accounts and overdue installments sale agreements. • Repossession of assets

Certificate -Credit Management, Credit Management, Level 5

Activities and Societies: All level passed.

Bachelor Of Commerce (Bcom), Law

Btech, Marketing

Matric