Vicki Spear work email
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Vicki Spear personal email
12 years experience underwriting conventional, Jumbo, construction, condominiums and USDA loans to Freddie Mac/Fannie Mae using Encompass and Loan Quest software. I create, review and clear all conditions, review and clear appraisals and titles and work to rectify any issues. Acted as Team Leader for a staff of 4 performing coaching and performance reviews while simultaneously managing a pipeline of up to 60 loans. Extraordinary attention to detail, accuracy and dedication in all I do. Prior Chairman of bank wide Quality Service Program and two time recipient of Partner Award.
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Underwriter IiBangor Savings BankPortland, Me, Us
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Mortgage ProcessingBangor Savings Bank Nov 2024 - PresentUnited States
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Occupancy SpecialistSouth Portland Housing Auth Dec 2023 - Nov 2024South Portland, Maine, United StatesAssisting low income, elderly, disabled obtain affordable and subsidized housing in Cumberland County. -
General Clerk I Biometric DivisionU.S. Department Of State Jan 2023 - Dec 2023Portsmouth, New Hampshire, United StatesFacial Recognition Department -
Senior Mortgage UnderwriterNew American Funding Nov 2020 - Aug 2022United States -
Assistant Manager Of Residential LendingKennebunk Savings Apr 2019 - Aug 2020Kennebunk, Maine, United StatesFront Line Underwriter of conventional, Jumbo, condo, construction, and government loans in Encompass for secondary market and Non Agency. Added all conditions, reviewed and cleared all income, asset, credit and property conditions, worked with sales staff and processors to resolve issues, reviewed and cleared appraisals and title and worked with 3rd party vendors to resolve any issues. Promoted to Team leader of processing and underwriting overseeing a team of 4 employees, responsible for coaching, performance evaluations, training, and disciplinary actions. Voted Chairman of the bank wide, Disney based Quality Service Program responsible for instruction, compliance and participation of the 4 keys of Quality Service standards for all employees. Acted as mentor for Loan Officers to discuss loan scenarios and issues. Two time recipient of Outstanding Sales Partner Award. -
Residential Mortgage Underwriter Ii, OfficerKennebunk Savings Nov 2011 - Apr 2019KennebunkStarted as a processor and quickly promoted to Underwriter II and bank Officer. Conducted planning and training of residential and consumer loan policies to new employees bank wide. Reviewed all income, asset and credit documentation in files, reviewed and calculated income including complex, self employed borrowers with numerous businesses, and worked with title companies and appraisers to clear any issues. Ensured file met all secondary market guidelines and cleared all final conditions and prepared loan for clear to close.
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Residential Mortgage And Consumer Loan Processor/Jr Underwriter.Infinity Federal Credit Union Dec 2010 - Nov 2011Processed residential mortgage loans and consumer loans including auto, personal and Home Equity loans for a small credit union. Received applications over the phone and was the point of contact for customers from application to closing in an extremely fast paced environment. Placed orders, reviewed all conditions, prepared initial regulatory disclosures and final closing documents. Worked with title companies and appraisers to clear problems and issues. -
Domestic GoddessStay At Home Mom Jan 2004 - Dec 2010Kennebunk
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Perm Group ManagerCreative Financial Staffing (Cfs) Feb 2000 - Dec 2003Boston -
Branch MangerFleet Bank Sep 1988 - Sep 1999
Vicki Spear Skills
Vicki Spear Education Details
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Legal Assistant/Paralegal
Frequently Asked Questions about Vicki Spear
What company does Vicki Spear work for?
Vicki Spear works for Bangor Savings Bank
What is Vicki Spear's role at the current company?
Vicki Spear's current role is Underwriter II.
What is Vicki Spear's email address?
Vicki Spear's email address is vi****@****ngs.com
What schools did Vicki Spear attend?
Vicki Spear attended University Of Southern Maine.
What skills is Vicki Spear known for?
Vicki Spear has skills like Loans, Mortgage Lending, Credit, Risk Management, Underwriting, Mortgage Banking, Loan Origination, Insurance, Refinance, Residential Mortgages, Consumer Lending, Finance.
Who are Vicki Spear's colleagues?
Vicki Spear's colleagues are Wesley Stevens, Emily Davis, Julie Vinson, Jaime Paquin, Mikayla Campbell, Addison Michaud, Kramer Teresa.
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Vicki Spear
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