• In charge of the Financial Certifications area with a 32 persons team.• Resarch on investments, financial advisory and securities trading.• Relations with government agents and institutions.• Update of learning objectives and development of new financial certifications.• Tests calibration. • Budgeting.• Customer experience

Follow up of all structured products where HITO acts as Master Servicer. Payment waterfalls, reports, compliance with the authority. Credit risk analysis for financial institutions and customized reports.

In charge of the Stress Test Comitee for LATAM.Local Stress Tests for the Trading and Available for Sales portfolios.Generation of risk reports for the insurance business.

• In charge of Risk Management for the Financial Markets Area.• Supervision of credit risk analysis for fixed income products and equity using fundamental analysis, NPV, DDM and FCFF models among others.• Supervision of credit risk analysis for fixed income products and equity using fundamental analysis, NPV, DDM and FCFF models among others.• Responsible of compliance of risk limits on market, credit and liquidity risks, through real time monitoring and daily reports.•… Show more • In charge of Risk Management for the Financial Markets Area.• Supervision of credit risk analysis for fixed income products and equity using fundamental analysis, NPV, DDM and FCFF models among others.• Supervision of credit risk analysis for fixed income products and equity using fundamental analysis, NPV, DDM and FCFF models among others.• Responsible of compliance of risk limits on market, credit and liquidity risks, through real time monitoring and daily reports.• Compliance of regulatory and internal requirements.• Development and implementation of the internal Investment Policy Statement, BCP and Return & Risk reports. • Coordinated the necessary activities to find ways of alternative financing in the debt capital markets for the short, medium and long term, such as securitized products and other fixed income products.• Project Leader of the development of internal and public technological tools for debt structuring and RMBS valuation, including testing and validation.• Valuation of fixed rate instruments, structured debt, mezzanine and equity tranches, and past due portfolio.• Automation of analytics used to evaluate and monitor the behavior of INFONAVIT’s outstanding debt issues in the financial markets (RMBS).• Coordination of Due Diligences. Show less

• Responsible of the generation and analysis of metrics to monitor the retail loan portfolio, such as expected loss reserves, trends and portfolio evolution.• Automation of reports with programming tools.• Rating of the retail loan portfolio of the bank according to the legal dispositions.• Generation of reports for senior management.• Gathering of evidence of compliance with the legislation in force at the time.

• Surveillance visits in-situ of financial institutions in Mexico.• Did ratings of commercial loans portfolio, through fundamental financial analysis.• Developed and automated methodologies for valuation of derivative instruments.• Credit risk analysis for commercial portfolio.• Internal Credit Risk Committee attendant.