Strong commercial skills combined with insurance technical approach, focused on client needs and long-term partnership. Driven by challenges and teamwork spirit aiming to deliver results.+13 years in insurance market with solid experience as underwriter of P&C lines, energy, construction and aviation, including engineering survey, re-insurance placement and multinational insurance programs.Expertise in mass consumer, personal lines and SME business through different distribution channels, such as bank assurance, associations and Affinity. Proficiency with employee’s benefits (health, life and dental insurance), including operations and policies/eligibility, statistic studies and health management.Extensive commercial relationships with brokers, large clients and Affinity sponsors.Ability to integrate people, develop process and strategic plans.