Micro-finance has a vital role to play in the rapidly growing Indian Economy, providing finance to Micro and Small scale businesses- the thing missing from the mainstream financial institutions and banks, supposedly due to non-viability or availability of other profitable options. Micro-finance also has an indirect impact on the livelihoods on the financially excluded households, improving there socioeconomic status, education, health etc.The sector can not be neglected while riding on the fast-track of economic growth as the segment which this sectors serves to will fuel the sustainable growth in longer run.