Vijay Kumar
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Vijay Kumar Email & Phone Number

Card Technical Specialist | Payment Systems | Business Analyst | FinTech | Digital Banking | Project Management | EMV | POS | Acquiring | Issuing| Digital Payment Solution at Arab Financial Services
Location: Pakistan 9 work roles 2 schools
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Role
Card Technical Specialist | Payment Systems | Business Analyst | FinTech | Digital Banking | Project Management | EMV | POS | Acquiring | Issuing| Digital Payment Solution
Location
Pakistan
Company size

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Vijay Kumar is listed as Card Technical Specialist | Payment Systems | Business Analyst | FinTech | Digital Banking | Project Management | EMV | POS | Acquiring | Issuing| Digital Payment Solution at Arab Financial Services, a with 191 employees, based in Pakistan. AeroLeads shows a matched LinkedIn profile for Vijay Kumar.

Vijay Kumar previously worked as Senior Project Manager at Arab Financial Services and Senior Project Manager for Payment Applications (IT, Business Relationship Management) at United Bank Limited. Vijay Kumar holds Bachelor'S Degree, Computer Engineering, First Division from Sir Syed University Of Engineering & Technology..

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Arab Financial Services

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About Vijay Kumar

I am a Techno Functional Expert and Business Savvy Payment Technologist . Have 15+ years of experience in delivering results in payment systems, business requirement implementation for issuing and acquiring services and project management.I contribute towards technical design processes extensively. Proficient in system processes. Handle business projects from conceptualization to implementation at the highest standards.Insightful and performance driven professional with strong ability to understand firm business needs, technology and process needs and translate it into successful business solutions. Create and elucidate system scope and objective on the basis of user requirements. Expertise in utilizing Business Process Management Methodologies & Tools for smooth execution of business processing.KEY STRENGTHS : - Experienced in Issuing & Acquiring applications. ISO8583 Specs and Online Payments- Professional experience in Project Management, Credit Card System Processes & Business Analysis- Association based certifications and implementation of mandates for consumer and acquiring business- Provided technical expertise in application support by identifying, evaluating and resolving the issues- Delivered core consumer banking system support to reduce costs of operations and improve efficiency- Responsible for supporting and implementing IT projects in the area of Cards and other IT projects- Devised business solutions to drive core operational strategies so as to improve business efficiency- Developed and maintained KPIs & dashboards to monitor services and processes to the optimumSPECILITIES: • Payment Systems Specialist• Merchant Acquiring• Issuing & Acquiring Services • Scheme Certifications• Electronic Banking Applications• POS Infrastructure • Portfolio Analysis & MIS• Cards EMV Technology• Bureau/Regulatory Reporting

Listed skills include Retail Banking, Business Analysis, Team Management, Banking, and 19 others.

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Arab Financial Services
Arab Financial Services
Card Technical Specialist | Payment Systems | Business Analyst | FinTech | Digital Banking | Project Management | EMV | POS | Acquiring | Issuing| Digital Payment Solution
manama, bahrain
Website
Employees
191
AeroLeads page
9 roles · 25 years

Vijay Kumar work experience

A career timeline built from the work history available for this profile.

Senior Project Manager

Current

Bahrain

Responsible for managing end-to-end delivery of high value revenue projects through effective collaborations with Clients, Vendors, Service Providers, and other internal/external stakeholders and obtain commitments for issue free delivery of medium size to large projects.Manage and sustain issue free delivery of all assigned projects and initiatives in order to achieve required results and ensure good customer experience.Manage the end-to-end delivery of projects and create good customer experiences through fulfillment of client expectations well within timelines and budget. Ensure optimum timelines for obtaining cost approvals through effective collaborationsEnsure adherence to AFS project management processes and ensure due diligence during all stages of projects/initiatives for quality solution deployment to AFS Clients

Nov 2023 - Present

Senior Project Manager For Payment Applications (It, Business Relationship Management)

Karāchi, Sindh, Pakistan

This is entirely business analyst and project management role. I am accountable for the management of core Issuing and Acquiring system. Rolled out various projects related to core and satellite systems for consumer and acquiring business. Responsible for below mentioned IT related activities in coordination with TSYS Card Tech for Prime 4 Application.List of Major Projects Handled:• Contactless Implementation for VISA card Issuance• CHIP & PIN acquiring for VISA, MasterCard and JCB• 8 Digit BIN acceptance for VISA & MasterCard over E-commerce and POS terminals• MOTO / Recurring transaction acceptance over UBL Internet Payment Gateway• Acceptance of PayPak as local card scheme over UBL IPG.• Services Implementation for Merchant Acceptance through partnership model • 3DS 2.0 Implementation for Issuing and Acquiring services• TLS 2.0 Implementation over POS terminals• Cardholder Empowerment Solution over mobile banking • Credit card PIN change over global net banking and digital application • Implementation of dynamic secure code for e-commerce transactions• Implementation of Cyber Source solution from VISA for e-commerce transactions • UPI acquiring over POS channel

Oct 2017 - Dec 2023

Manager - System Support Unit - Consumer Finance & Adc Operations

Faysal Bank Limited , Faysal House , Karachi

The key function is to manage core system and the satellite systems running within Consumer Finance & Alternate Delivery Channel Operations with the below responsibilities for system support unit.* Vendor management for new implementation & customization (Mainly for Vision plus System)* Process Optimization & System Parameterization through change management process* Prioritize multiple tasks & accountable for the day to day task handling & management* Adequate planning and monitoring for seamless implementation of new processes &projects * Bring new initiatives and focus on productivity gain & strong cost management* Assess new business requirements and identify the most appropriate technical solution* Assess the work effort, time lines as well as key delivery considerations / constraints* Write specifications for small to medium size projects & ensure adherence to SOPs* Participate in requirement gathering meetings with business team and other departments* Keep close eye on all operational risk areas to achieve satisfactory audit results* Ensure all BAU key processes are being performed as per agreed timelines* To ensure backup of each critical role is ready all the time with in system support unit* Proper utilization of resources by keeping check on monthly performance indicator * User profile management & system DR implementation along with business continuity plan* MasterCard compliance & mandates implementation within given time frame* Approach of technical solution and technical design documents and solution implementationMajor Projects:• Bureau Reporting• Implementation of Credit Card E-Statements• Implementation of Campaign Based Projects • Management of VISA Debit Card System• Worked on Cost Saving Projects • Implementation of Write -off / Charge-off module • Credit Card System Migration• Implementation of Internet Banking Portal• Implementation of Loyalty Program• System Profile Management• Implementation of SMS Module

Feb 2013 - Oct 2017

Resident Vice President

Karāchi, Sindh, Pakistan

• Vendor management for new implementation & customizations • Process Optimization & System Parameterization through change management process• Prioritize multiple tasks & accountable for the day to day task management• Adequate planning and monitoring for seamless implementation of new processes &projects • Bring new initiatives and focus on productivity gain & strong cost management• To keep operations related key service complaints at minimum level• Assess new business requirements and identify the most appropriate technical solution• Assess the work effort, time lines as well as key delivery considerations / constraints• Write specifications for small to medium size projects& ensure adherence to SOPs• Participate in requirement gathering meetings with business team and other departments• Keep close eye on all operational risk areas to achieve satisfactory audit• Ensure all BAU key processes are being performed as per agreed timelines• To ensure backup of each critical role is ready all the time with in system support unit• Proper utilization of resources by keeping check on monthly performance indicator • User profile management & system DR implementation along with business continuity plan• MasterCard compliance& mandates implementation within given time frame

Jan 2011 - Jan 2013

Worked As Manager – Process & Control Unit In Credit Card Operations.

Karachi , Pakistan

Working as manager, my job role included system management, new enhancement / customization &system parameterization along with below major responsibilities:• Management of core system, satellite systems& electronic banking application• Managing payment solutions & supports line manager in providing solution on exceptional items• Efficient implementation of initiatives and providing technical expertise• Coordination with regional credit card team for production issue handling& regional projects• Management of loyalty programs and Co-branded vendor management• Monthly consumer product reporting to regulatory authority & other bureaus• Business requirement gathering and conversion of the same into technical& strategic aspect • Responsible for BAU key processes are performed as per agreed timelines• Ensure adherence to all compliance requirements and standard operating procedures• Coordinator to business continuity plan team and contact point to local IT development • Implementation of campaign based requirements from credit card business team• System Profiling, Capacity Planning, obedience to standard operating procedure & write specifications• Responsible for bringing technical solution approach towards implementationList of Major Projects:• Bureau Reporting• Implementation of Credit Card Web Solution• Monthly Billing Statement Enhancement• Implementation of MasterCard Secure Code• Management of Co-Branded Cards• System Re-Branding • MasterCard Brand Compliance • System Profile Management• Implementation of Product Transfer Function • Management of Credit Card Lending system

Aug 2008 - Dec 2010

Worked As Assistant Manager – Process Implementation & Business Interface Unit.

Abn Amro Bank N.V Pakistan

Karachi , Pakistani

Key responsibilities were to manage production issues of credit card core system and the coordination with regional card team. It also included credit card and satellite system customizations through local IT development team. I managed credit card database and developed various in-housed applications to minimize manual process handling and to maximize the work efficiency. Vendor management was one of the key functions in Process Implementation & Business Interface Unit. As Assistant Manager I was given as role of project coordinator for various major projects implemented in department which are tagged as major projects in below listing.List of Projects Handled:• Implementation of Credit Card Lending System - Major Regional Project• Credit Card Web Portal Implementation - Major Regional Project• Credit Card Acceptance on Off-Us ATMs - Major Project• Implementation of ABN AMRO Co-Branded cards - Major Project• Implementation of Dispatch Tracking System - Major Project• Implementation of Bureau Reporting System - Major Project• Implementation of Platinum Card • MasterCard Brand Compliance

Mar 2006 - Jul 2008

Mis Supervisor - Credit Card Operations Department.

Abn Amro Bank N.V Pakistan

Pakistan

Working as “MIS Supervisor” my core responsibilities included processing of Smart Card, management of credit card database, processing MIS reports for different units within department and other development related work where small utilities were created to minimize the manual working. I also played departmental coordinator role to local IT development team for new enhancement and implementation of campaign based requirements from credit card business team.

Mar 2005 - Mar 2006

Software Engineer Cum Trainer In Software Development Department

Soft Horizon

Karachi,Pakistan

I started my career with software house named “Soft Horizon” as Software Engineer where I worked on different projects mainly based on web technologies. Beside the development work I was also given corporate training related assignments for different local and international companies. Later my designation was changed to Software Engineer cum Trainer where I manage development and corporate training work together.Projects Worked on:• Gulsons Express (Pvt.) Ltd (Freight Forwarders)• Karachi Medical and Dental College (KMDC)• Westminster College

Mar 2003 - Feb 2005

Java Language Instructor

Avior Software House

Taught Java Language to Navis LLC International.

2002 - 2003 ~1 yr
Team & coworkers

Colleagues at Arab Financial Services

Other employees you can reach at afs.com.bh. View company contacts for 191 employees →

2 education records

Vijay Kumar education

Bachelor'S Degree, Computer Engineering, First Division

Sir Syed University Of Engineering & Technology.

Activities and Societies: Participated in Sports & Team Building Activities. Graduated With Bachelors of Science in Computer Engineering.

Matriculation, Social Sciences

Dha Model High School

Activities and Societies: Sports Player Participated in School Functions Quiz I learnt basics of many things. My base is DHA Model High.

FAQ

Frequently asked questions about Vijay Kumar

Quick answers generated from the profile data available on this page.

What company does Vijay Kumar work for?

Vijay Kumar works for Arab Financial Services.

What is Vijay Kumar's role at Arab Financial Services?

Vijay Kumar is listed as Card Technical Specialist | Payment Systems | Business Analyst | FinTech | Digital Banking | Project Management | EMV | POS | Acquiring | Issuing| Digital Payment Solution at Arab Financial Services.

Where is Vijay Kumar based?

Vijay Kumar is based in Pakistan while working with Arab Financial Services.

What companies has Vijay Kumar worked for?

Vijay Kumar has worked for Arab Financial Services, United Bank Limited, Faysal Bank Limited - Http://Www.Faysalbank.Com/, Faysal Bank, and The Royal Bank Of Scotland.

Who are Vijay Kumar's colleagues at Arab Financial Services?

Vijay Kumar's colleagues at Arab Financial Services include Ali Yusuf, Mohammad Al Najjar, Mustapha Awalhe, Hasan Mohamed, and Qazi Aamir.

How can I contact Vijay Kumar?

You can use AeroLeads to view verified contact signals for Vijay Kumar at Arab Financial Services, including work email, phone, and LinkedIn data when available.

What schools did Vijay Kumar attend?

Vijay Kumar holds Bachelor'S Degree, Computer Engineering, First Division from Sir Syed University Of Engineering & Technology..

What skills is Vijay Kumar known for?

Vijay Kumar is listed with skills including Retail Banking, Business Analysis, Team Management, Banking, Core Banking, Credit Cards, Mis, and Internet Banking.

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