Have you outgrown your Financial Advisor?Vijay Khetarpal has been dedicated to providing financial advisory services to his clients since 1983. Holder of a degree in Economics Honors from St. Stephens College at Delhi University, India; Vijay has continued his career related education and has earned the professional designations of Chartered Life Underwriter(CLU), Chartered Financial Consultant (ChFC), and Certified Financial Planner(CFP®). Million Dollar Round Table (MDRT®) recognizes Vijay for his exceptional professional knowledge, commitment to excellence in client service and highest ethical conduct. Vijay Khetarpal is a 25 year life and qualifying member of the Million Dollar Round Table — The Premier Association of Financial Professionals.® Vijay has multiple exclusive “Court of the Table” and “Top of the Table” qualifications. Top of the Table status is the highest level of MDRT membership and places Vijay Khetarpal among the top professionals in the global financial services industry. MDRT - Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must be members in good standing of a Professional Association which has met the following criteria: in existence at least 2 years, have 100 or more members, must be a nonprofit organization, must have a code of ethics and an effective means of dealing with breaches of its code. Members must also adhere to the MDRT Code of Ethics. Credentialed Financial Advisor with core competencies in Investments, Asset Management, Insurance, Employee Benefits, Financial Planning, Retirement Distribution and Estate Planning for individuals, families as well as non-profit and for-profit organizations. Please see website for important disclosures.Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.