Vijay Ravichandran Email & Phone Number

Bengaluru, KA, IN

New York, NY, US

• Head of Decision Science and part of the founding team for India operations at One, a US-based fintech super-app
• Set up a data science department, establishing platform, infrastructure, MLOps practices and standards
• Delivered first generation of models, including credit risk models for a new point-of-sale loans business launch, fraud and banking risk mitigation, customer retention, etc.

Noida, Uttar Pradesh, IN

• As head of Risk Data Science, owned fraud strategy and machine learning models used in credit lifecycle, fraud risk mitigation and collections, across the Paytm platform, and grew the team from 20 to 70 data scientists
• Created data science and analytics strategy covering methodology, governance, infrastructure and personnel, to maximize value from proprietary app data, credit bureau and other third-party data sources

Chicago, Illinois, US

• Responsible for analytic engagements with banks and card lenders, providing consultative support and developing solutions for a wide range of business problems
• Extensive experience of leading design and development of predictive models for use in credit risk management, fraud detection and marketing
• Research and development on adoption of latest machine learning and interpretability techniques for use in consumer credit decisions

• Managed teams of up to 35 members in delivering business intelligence programs for Fortune 500 clients
• Designed and implemented enterprise data warehouses, executive dashboards and visualization solutions for Energy, Vehicle Fleet Management and Aviation businesses in USA and Europe

Master Of Science - Ms, Machine Learning And Data Science

Bachelor’S Degree, Electronics Engineering