Vik K Email & Phone Number

Chandigarh

• New Customer Acquisition of Retail, NRI & HNI Customers for Current & Saving accounts through Self Sourcing, Team Members, Branch Walkins and other internal department, also, ensures that quality money is float into these a/c.• Manage optimum services and cross selling of various products of the bank such as,Auto loans, Personal loans, LAP, Home Loan, Loan against gold and Life insurances to existing and prospective customers.• Manage various products under Liabilities and Assets products in adherence to the KYC and Anti Money Laundering Rules laid down by Reserve Bank of India. Periodic review of progress vs. objectives.

New Delhi Area, India

Significant Highlights:• Sales and Collections Negotiations, Strategic Planning & Implementation, legal implementation, Team Management, Data Analytics, Product Promotion, Relationship Management, Managing Distribution Network.• Initiating contact with potential customers for generating sales & business for all Retail Asset products (Personal Loans, Business Loans & Home Equity)• Taking Care of collections for different Buckets (PL, BL & LAP) in Delhi/Ncr region and achieving them consistently.• Setting-up of distribution channel to achieve Personal loan and Business Loan target.• Improve the sales productivity of teams.• Reduce customer complaints and resolve within TAT.• Taking care of all the internal & external audits, compliance to all processes related to management of Sales & collections.

New Delhi Area, India

Managing collection targets for Bucket 0, 1(Delinquent Personal loan and business loan portfolio) for “DELHI & NCR” and achieving them consistently. Managing collection Agencies (Vendors). Reviewing of collection executives in achievement of targeted no’s.

Education record

Degree In Hotel Management From Nihm Dehradun