A result oriented professional with 26 years of extensive experience in Credit Administration, Risk Management, Operations and Portfolio Management & Collections. Adept at appraising credit proposals, monitoring, supervising credit portfolio with timely review and analysis of feedback statements. TOP Performance Award 2016.Max record collection in 2017 & 2018 keeping Team India on number one position in APAC. Demonstrative in framing guidelines for risk control and checking segmentation of cases & briefing risk about dangerous segment of sourcing. Successful track record in managing a network of banking / funds flow to maximize revenue, collection and handling delinquent customers. Adroit in handling operations for minimizing error level and optimizing recoveries and implementing service strategies according to set targets.Successfully handled collection operations of portfolio more than 80 Mln EUR for South West Asia and Middle East. Deft in preparing periodical reports & MIS for monitoring business performance and effective internal communication. A team player with strong communication, interpersonal, relationship management and analytical skills.Inherent strength in people management, leading diverse teams to success, managing process and policy, motivation, rewards and recognition and change management.