Vikas S Email & Phone Number

India

Thrissur, Kerala, India

Implementing of the Bank’s AML compliance program through – • Investigate and measure the risk of a business – financial activities on antimoney laundering in various transaction monitoring systems, and transaction data from various other sources and comparing it with the Customer Profile and transactions in the Account.• Monitor activities of clients with KYC information shared during Customer Due Diligence.• Identification of trends in frauds and ML &TF, analyses, and reporting to other departments to take preventive steps, to protect the Bank's interest.• Routinely report to regulators through Suspicious Transaction Reporting (STR). • Manually creating cases in NPCI's EFRM and report it as fraud, wherever necessary.• Regularly review data and solution to ensure all AML requirements are met.• Editing and tweaking scenarios to minimize false positives.• Manually creating cases in NPCI's EFRM and report it as fraud, wherever necessary.• Part of EFRM 24*7 monitoring tool (Memento) implementation (Developing Rules/Scenarios, Editing and tweaking rules, UAT testing).• Timely and accurate submission of all reports to FIU – INDIA, such as CTR (Cash Transaction Report), NTR (Non-profit organization Transaction Report), Counterfeit Currency Report (CCR) and Suspicious Transactions Report (STR).

Kuwait

• Converted data into actionable insight by predicting and modeling future outcomes.• Data integration and cleansing using Microsoft Excel, SQL, Power BI etc.• Utilized MS SQL data ware housing programs, power BI and other dashboard/visualization toolsets for data intelligence and analysis.• Maintain Alghanim international two oil & gas projects employees ‘database in Excel and MySQL.• Perform Data Transformation and visualization as per the client requirements.

Thiruvananthapuram, Kerala, India

• Reviewed customer financial data to ascertain level of risk involved for extending credit.• To analyses financial statements like income statements, tax returns, customer salary details and other financial documents.• Interpretation of Credit Bureau Report.• Responsible for the credit appraisal and underwriting of employed customers. Assessment of risk and repayment capacity of the customer.• Extract monthly leads data from MIS and export it to an excel format.

Thiruvananthapuram, Kerala, India

• Loan Processing / Disbursement Process Entire sequence of steps, from the time a loan application is received.• Directing all operational aspects including distribution, customer service, human resources, administration and sales in accordance with the branch objectives.

Ernakulam, Kerala, India

Master Of Business Administration - Mba, Marketing & Operations

Master Of Business Administration - Mba, Marketing & Operations

Bsc, Computer Science

Bachelor Of Science - Bs, Computer Science