Vikas Upadhyay Email & Phone Number

Mangaluru, Karnataka, India

● Responsible for trade finance, trade working capital and treasury operations. Managing high value TF transaction of UK, Europe, APAC, ME & Americas, Advising on ECA offering, performing KYC, AML, Financial Crime process, reducing operation & processing risks, coordinating with various departments, screening transactions for sanctions, fraud, leading strategic training, resolving issues related to TF, and generating metrics on potential risks.● Identified fraud transactions worth $ 21 lakhs and reported to higher management.● Working capital financing against receivables, invoices, confirmed orders and trade finance products(LCs, SBLCs, Export Bills) to industries like IT, Manufacturing, Agric, SMEs, Engineering. ● Accountable for resolving issues and queries related to trade finance, payments, and treasury operations. Supporting credit department in fresh trade finance facility sanctions.● Processing payments, Managed export & import, letter of credit, bank guarantee, bonds garnered revenue worth $5.5M.● Mitigated risk with due consideration of sanctions, country’s exposure to execute transactions.● Liaising with internal and external stakeholders, legal, credit, regulators, and top management.● Overseeing compliances, sanctions and reporting internal and external regulators.● Reduced operation and processing risks through immediate reporting and notifying major operational issues. Supporting audit process and replying to queries.● Coordinated with departments like treasury, bank account and ledger reconciliation, legal and credit departments for the settlement of trade payments. Forwarding booking, spot, cash deal booking.● Screening transactions and reporting to statutory departments like the Central Bank, Director General of Foreign Trade, Central Board of Direct Taxes.● Led strategic training for teammates and officials of other branches.● Generated metrics and day reports regarding for onward submission to management.

Mumbai, Maharashtra, India

Being part of team managed system migration and merger process, and supported in setting new bank software.● Specialized in trade finance, trade working capital being a part team managed total business of $ 5035.00 mln while executing transactions related to swift payments, import and export business, LCs, Documentary credit, utilizing Anti-Money Laundering (AML) skills while dealing, assessing risk, and executing transactions while complying with internal and external compliances.● Working collaboratively with marketing, credit, and other teams for fresh credit facility and renewal of existing clients trade finance credit limits.● Executing trade working capital transactions against asset backed limits, receivables, bill of exchange, confirmed orders-contracts, to meet working capital needs of clients. With senior stakeholders approval.● Export and Import documentary handling, bill lodgment, Non banking import bill processing, issuing letter of credit, SBLCs in consideration with UCP 600.● Inward/outward payment execution through swift, performing KYC, AML, CTF, CDD and Renewal. ● Demonstrated leadership skills and trained colleagues and new hires, delivered guest lectures a chamber of commerce for development of trade for small and medium enterprises.● Scrutiny of accounts, Collaborating with legal, credit and internal teams for renewal and new business.● Demonstrated financial acumen and innovative thinking in managing forex operations and retail and corporate banking.

Gujarat, India

● Headed two regions for trade finance, working capital financing, Export-Import LCs, Collection bills, Negotiation and operations. Responsible for reporting to General manager and regulatory compliances● Increased business from 8 to 100 crores and outcome to 78 crores for Corporation Bank.● Processing trade capital requests and Managing ECA's process as per client portfolio.● Presented pitches, business development presentations, delivered guest lecture at DIC, Chamber of Commerce and local SME development forums.● Received ‘Best performer award’ for foreign exchange income (Corporation Bank)● Proficient abilities in handling technical discussions and was responsible for two zones containing 140+ branches (Corporation Bank Ltd)● International payments, KYC, AML, CDD process and related regulatory compliance. ● Oversee Imports-Export operations, Letter of Credit, Reporting and stakeholders management. At the same time had opportunity to lead team, mentoring and train them.● Headed two regions for trade finance, working capital financing, Export-Import LCs, Collection bills, Negotiation and operations. Responsible for reporting to General manager and regulatory compliances ● Increased business from 8 to 100 crores and outcome to 78 crores for Corporation Bank.● Processing trade capital requests and Managing ECA's process as per client portfolio.● Presented pitches, business development presentations, delivered guest lecture at DIC, Chamber of Commerce and local SME development forums.● Received ‘Best performer award’ for foreign exchange income (Corporation Bank)● Proficient abilities in handling technical discussions and was responsible for two zones containing 140+ branches (Corporation Bank Ltd)● International payments, KYC, AML, CDD process and related regulatory compliance. ● Oversee Imports-Export operations, Letter of Credit, Reporting and stakeholders management. At the same time had opportunity to lead team, mentoring and train them

Ahmedabad, Gujarat, India

Responsible for daily operation, KYC-AML, Reconciliation, Interbank payment settlement, Account opening, cash management, saving bank account and business account dealings. Compliances and audit support.

Lucknow, Uttar Pradesh, India

•Designing test plans, scenarios, scripts, and procedures.•Executing tests on source code.•Analyzing test results and reporting to the development team.•Experience in ML, Deep learning•Excellent communication and presentation skills, a great attention to detail.•Handling team of 10-15 people for project coordination.• On site Client Handling• Visited Onsite - Australia for project execution• Handling Website , IOS and Android based projects• Business Application development