Vikas Deshmane Email & Phone Number

Pimpri-Chinchwad, Mh, In

Pune, Mh, In

Pune, Maharashtra, India

• Launched multiple financial products including Business Loans, Credit Line, Fixed Deposits and Digital Gold Wallet (https://snapfunds.in/)• Established key alliances with NBFCs and Fintechs, enhancing market penetration and product offerings.• Led cross-functional teams in Engineering, Product, Business development, and Sales to drive product success.

1. Led a team of 3 Product Managers to manage the Book of work for the entire facet of the Stock Broking business2. Performed market research and competitors’ analysis, and customer feedback to keep the product suite abreast with the latest industry trends3. Defined Product Roadmap to achieve the company's long term strategic goals 4. Simplified the Login journey to increase the number of daily Logins by 60 percent and orders by 40 percent5. Negotiated trade-offs between the cross-functional stakeholders’ regulatory requirements and sales to strike the balance

Mumbai, Maharashtra, India

1. Designing customer journeys and product constructs for optimized user experience2. Optimizing the customer acquisition journey for both B2B and co creating products with channel partners to improve our B2B2C offerings 3. Identifying new use cases through surveys, qualitative insights 4. Conducting Market Research and competitors analysis for new insights and product improvement Working with cross-functional teams of capable engineers, Data Scientists, and sales, and marketing professionals

New Delhi Area, India

Responsibilities1. Product Management & Strategy Development: Conceptualizing the new products to solve the real world problems and driving conversions2. Co Creating Products: Understanding partner’s business, brand, customers and competitive landscape to provide strategic guidance and co create solutions that address their business needs and goals3. New Business Acquisition: Preparing solutions for new business pitches along with the sales team by providing a strategic point of view to solve problems in strategic partnership with the Fintechs, OEMs, NBFCs etc.4. Maintaining client relationships including client communication, product management, and strategy development. 5. Coordinating with cross-functional teams to facilitate the acquisition of the customers the digital channels . Creating the product documentation - PRDs, and presentations.

Chennai, Tamil Nadu, India

1. Responsible for end to end execution and the addition of new features to a fintech product which evaluates individuals ability to borrow using credit bureau and other data sources for clients like leading banks and NBFCs 2. Bulit a Risk evaluation model from scratch to score MSMEs, and large ticket business loan applications based on the current performance and possible future trends3. Proposed an approach and wrote a white paper on Digital lending with GST for SMEs 4. Proposed an approach and wrote a concept note for Ongoing Monitoring of disbursed loans4. Achieved cost savings of 100000+/ Month by building in-house utility

Pune Area, India

Lead Scoring:1. Studied the car buying behaviour and factors influencing decision making at various stages2. Devised an algorithm to ascertain the buying propensity of leads gathered through the B2C website3. Segmented customers using profile activity matrix and defined the niche strategies for each segment4. Implemented changes in lead scheduling algorithm thereby reducing customer churn rate by 30%

About company: Philogy offers consultancy and software solutions to companies operational in travel and hospitality sector. Philogy has developed popular software products for dynamic aggregation of travel segments, internet booking engines, dynamic fair management systems etc. Some of the illustrious users of company’s solutions include Marmara, Kuoni and major operators in France/US, Indigo airlines, Air India holidays.1. Product- Columbus – Internet booking engine (Release 9.1- Release 9.3)Period June 2011 – ongoingCustomers Indigo airlines, Air India holidaysColumbus is a comprehensive reservation and booking management system for flights, hotels, ancillaries (e.g. car) and excursions (e.g. rafting). It handles complexities inherent to such an aggregation (e.g. supplier contracts, validities, etc). The emphasis was on making the solution modular, scalable, and customizable that any operator can pick off the shelf. •Provides enhanced structures for rules of fare combinations and support hierarchical build-up.

Mumbai Area, India

Pgdm, Marketing Strategy

Bachelor Of Engineering (B.E.), Computer Engineering