BCP, FRA, ERM, SOPs, ASSURANCE

• Leading a team of 6 to manage Accounting & Controls around 8 units in East India• Managed successful acquisition of 2 strategic brownfield expansions at Arunachal & Meghalaya• Driving greenfield project at Odisha, being ready ahead of demand• Led annual budgeting exercise covering direct & indirect overheads, capex and key value engineering KPIs• Managed 3 years strategic plan for production and storage capacities ahead of demand • Conceptualised Zero Based Budgeting for operations at activity level• Driven RPA for the manufacturing function giving 3K+ manhour savings p.a. • Cost benchmarking & evaluation of business model from tax perspective• Managed Business partner negotiation – a key KPI to maintain smooth relationship with Business partners under most efficient cost• Kept trainings as heart of driving SOP compliance – very critical KPI• Managed tax litigations under Income Tax, VAT & GST

CREDIT MANAGEMENT# Assigning yearly credit limit to every customer upon detailed due diligence and risk involved# Supporting business throughout the year for temporary credit limit to ensure risk free and timely business# Adherence to Credit Risk Management policy of the organisation and periodical revision of the same based on changed business & environment scenariosRECEIVABLE MANAGEMENT:# Monthly review of AR with HBF / SFC; focused approach to control overdue# Quarterly presentation of AR to Credit Committee with detailed analysis and action plan# Weekly discussion of OD > 90 days with business headsCOMPLIANCE# Key member in studying GST impact on Sales Finance Function and chalking ways of working# Driving force in implementing agreed and approved changes because of GST# Driving collection in C/F forms # Quarterly certification to Core Compliance Committee as per Companies ActPEOPLE MANAGEMENT # Co-handler to a team of 30# Responsible for Industrial Trainees assigned to function# Project supervision of Summer Trainees# Co-trainer in imparting trainee to New Joinee in the functionFINANCIAL ACCOUNTING# Tracking & Provisioning of Non-Slow moving stock# Fixed Assets management at sales locationsMANAGEMENT REPORTING# Monthly PNL for all sales locations - including reconciliation # Annual budgeting of AR

Managing Sales Finance for West Bengal, Northeast and Nepal.

Handling Regional Finance for Northeast.Key DeliverablePlanning & Reporting:Prepared annual business budget with Region head and presented to Executive Committee.Revisited the budgets at quarterly intervals to revise estimates based on YTD actuals.Prepared Cost Cards as per applicable levies and industry practice.Analysed and presented variances vs. budget and proposed take corrective measures.Prepared and analysed different MIS reports – B/S, Marketing, Overhead, etc.Financial Accounting and Control:Supervised timely preparation and finalisation of statutory books of accounts.Monitored account receivables to ensure no overdue/write off. Cleared old recoveries.Managed audits – statutory, tax and stock. No major qualification in Internal Audits conducted. Reconciled accounts with debtors and creditors at regular intervals.Compliance:Ensured compliance to Sales Tax Laws and timely completion of assessments.Collected statutory forms as per prescribed time.Ensured compliances with application laws on Liquor trade.Support:Implemented various measures for efficient function of C&FA.Developed a gift tracking mechanism to reduce pilferage and misuse.Supported supply chain function for better stock availability to reduce sale loss.Drafted a SOP for A&P expense supporting.

Key Deliverables:Credit and Credit Risk Management:i. Appraising credit proposals & scrutinizing relevant documents before sanctioning / disbursing the credit, ensuring compliance with organizational credit policies.ii. Meeting the clients for personal discussion and in turn understanding his business, background and requirements.iii.Conducting Compliance Audit of all files disbursed by Credit Managers, ensuring Legal compliance of collateral property papers.iv.Generating hindsight error reports for effective process implementation, analysing risk with respect to delinquent profile and providing feedback for credit policy formation.v. Audit and overview the regulatory and legal compliance for eastern region roll out need based checklist and audit rhythm to achieve organisational objective.vi.Controlling points for collateral tracking from developer and regulators, handling collection, retrieval and record maintenance of collateral property documents.vii.Suggesting changes in processes and polices analysing default accounts.Debt Management:i. Ensuring compliance of processes and policy for entire Kolkata.ii. Interaction with Concurrent and Internal auditors and ensured improvement in audit scores.iii.Detailed analysis of a cases being delinquent and working out solutions to solve them.iv. Managing a team with more than 50 executives on daily basis.

Credit Risk Manager

Counselled Corporate Clients in Direct Tax Matters;Represented corporates before Income Tax Authorities;Drafted Written Submission;Ensured compliance of Accountaing Standards in Financial Statements;Ensured compliance with Companies Act and other legislations as applicable.