Vikash Joshi Email & Phone Number

Jaipur, Rajasthan, India

My broad role as SPFO are • To assist NHB in Project Evaluation, Financial Modelling, Project Appraisal, Project Assessment, Negotiations, Preparation of Credit/Project Proposal, Supervising and Monitoring, Project inspection.• Responsible for liasoning with State Govt./Banks/HFCs/RDBs or any other class of institutions for sourcing of housing projects/urban infrastructure development projects / refinance proposals• Responsible for collection and compilation of information and its completeness• Due diligence of the proposals and facilitating disbursement by the Bank• Responsible for assisting the Bank in coordinating and conducting the credit audit and ensuring timely resolution of any concerns/ issues in coordination with concerned departments and stakeholders• Responsible for developing and maintaining an effective communication channel with Bank and different agencies and monitoring of projects and its MIS• Any additional activities assigned by the Bank

Mumbai, Maharashtra, India

A incisive Banking professional with ove 18 years of cross functional experience in various departments in Banking Sector. Bank like Retail and Corporate Banking. Extensive experience in analyzing credit proposals of Large and Mid Corporates, performing pre and post sanction activities, Banking operations, client servicing, transaction banking. End to end aspect of Housing Loan division. Hands on experience in Compliance, Credit Monotoring, Restructuring of Loans and audit perspective. Proven track record of establishing systems/ procedure, thereby contributing in a major way towards augmented growth and profitability levels. An effective communication with effective relationship management skills.

Jaipur, Rajasthan, India

Large Corporate Group and Home Loan department

Jaipur, Rajasthan, India

Was responsible for pre and post sanction of credit appraisal of Mid Corporate including working capital facilities, project and non project loans, maintaining asset quality of loan portfolio, day to day operational activities, relationship management, instrumental in improving top and bottom line of branch, compliance, audit, assessing risk involved in the credit appraisal and its mitigants etc.

Manesar, Haryana, India

Handled entire Retaio Branch Banking including sales, operations, compliance, audit

New Delhi, Delhi, India

Handled entire Branch Banking Operations for Corporate customers like day to day transaction handling, Government business, audit, compliance, ensuring timely delivery of services to customer for maintaining TAT.

Jaipur, Rajasthan, India

Handled all secretatial work associated with the company

Bachelor Of Commerce - Bcom, Accountancy Finance, First

Graduate in Commerce

Diploma In Advanced Computing, Advance Computing, B+

software language like C++, Java, Visual C++, ASP

Master Of Business Administration - Mba, Business Administration And Management, General, First

MBA in Finance

Acs, Accounting, Secretarial Financial Management, Second

Company Secretary from ICSI

Caiib, Risk Management Banking Legal Aspect Of Banking

Cfa(Icfai), Financial Accounting Security Analysis And Portfolio Management, Cgpa: 6.11

Qualified For Being Independent Director, Independent Director'S Databank