A motivated and result oriented professional with 20+ years of IT experience in Banking, Cards, E-commerce and Payments domain. Proven experience in handling complex multi-tier technical programs involving wide range of technologies across Risk, Card Issuance/Acquiring, Merchant Acquisition, Inventory with order management & Omni Channel Payments in corporate and consumer space. Expertise in end-to-end Software Development Life Cycle, Agile project execution, People management, Knowledge management, Quality Controls and Process optimization.Specialties: Salesforce Journey Implementation across Banking Products (Assets and Liabilities). • Mobile Wallet/EMVCo Tokenisation • mVISA Issuance/Acquiring, NFC Payment enablement • Dynamic Currency Conversion@POS and PG,Switch Routing, mPOS/PC POS integration • Gateway Integrations, EMI@POS, Card Controller App • Data Warehousing • Tandem/Base24 • Legacy Modernization • Mainframe/SOA architecture • Quality Assurance and Productivity improvement • Testing Automation • Large IT Program E2E Management • BFSI Cards and Payments domain • Strategy Development • Project Management • Resource Planning • Process Improvement • Team Building • Client Relationships • Pre-sales consultancy