Vikram Mathur Email & Phone Number

Lucknow, Uttar Pradesh, India

Jaipur Area, India

 Handling fresh bucket Auto cases for across North-2 (Punjab,Rajasthan,UP,Haryana,Jammu,HP & UK) Conceptualizing & implementing collections plan & policies for the organization for achievement of targets. Analyzing & reviewing market response & communicating the same to the teams. Implementing strategies to build consumer preference and drive volumes for growth. Interacting with the big ticket size customers on a regular basis & providing redressal to all their queries, complaints & handling all client relation. Monitoring the performance of team members to ensure process efficiency and meeting of individual & group targets. Creating and sustaining a dynamic environment that fosters development opportunities and motivates high performance amongst team members. Exploring new business opportunities in various segments along with concerned branches. Responsible for PDM (Pre Delinquency Management). Audit for Call Center & Agencies. Responsible for MIS of region. Handling Pick-Up agencies for region. Liaise up with Sales, Credit team & FCU team for early default case & submit reports to management. Taking care of regular audits. Handling escalations & PEM (Pre escalation management). Conduct Training of calling agents& Agency executives. Making all round development strategies, with accountability for profitability in line with AOP. Providing feedback on delinquent A/c’s to senior product Head on Monthly Basis.

 Handling fresh bucket cases of Commercial & Construction equipment for across North. Conceptualizing & implementing collections plan& policies for the organization for achievement of targets. Analyzing & reviewing market response & communicating the same to the teams. Implementing strategies to build consumer preference and drive volumes for growth. Interacting with the strategic & Retail clients on a regular basis & providing redressal to all their queries, complaints & handling all client relation. Monitoring the performance of team members to ensure process efficiency and meeting of individual & group targets. Creating and sustaining a dynamic environment that fosters development opportunities and motivates high performance amongst team members. Exploring new business opportunities in various segments along with concerned branches. Responsible for PDM (Pre Delinquency Management). Audit for Call Center & Agencies. Responsible for MIS of region. Handling Pick-Up agencies for region. Liaise up with Sales, Credit team& FCU team for early default case & submit reports to management. Taking care of regular audits. Handling escalations & PEM (Pre escalation management). Conduct Training of calling agents& Agency executives. Making all round development strategies, with accountability for profitability in line with AOP. Providing feedback on delinquent A/c’s to Product Head on Monthly Basis.

New Delhi Area, India

 Handing foreclosure for Mortgage & SME banking for North region. Regular follow up on the monthly tracker and other report in respect of all the legal parameters. Providing feedback on delinquent A/c’s to National Collection Manager. Interface with the Advocate for preparation of MOE/Demand Notice’s. Tracking Demand notice in time as per Foreclosure Process Manual. Monitoring of feedback on accounts updation in CACS and weekly review of the same with location Managers.  Managing the agency bills and ensures for timely payments/Quarterly NDC’s. Collect the case handover report from collections as per agreed format. Raise awareness on KYC/ML. Monitor and control Delinquency and Credit losses for Mortgage accounts. Ensure Monthly recovery and releases. Continuous feedback given to the local Credit/Collections/CLPU. Control processing cost within budget Ensure to resolve the accounts not only through legal but giving right options/negotiations depend on customer to customer. Periodic Asset verification reports to be maintained. Conduct periodic reconciliation of receipt books with deposit slips. Follow-up on all Sec 138 accounts auctioned under SARFAESI to put additional pressure on customers. Assist Fraud Control unit in investigation. Prepare justification summary for each Settled/Private treaty/Auctioned/Closed Account. Liaison with Advocates/Legal/Law Enforcing Authorities/Judicial Authorities for speedy recovery process. Proper Negotiation directly with higher delinquent account holders and close the account to minimize losses. Exercise adequate control on Advocates/other agencies. Review of Advocate profile before recruitment

Udaipur Area, India

Udaipur Area, India