Vikram Singh Email & Phone Number

New Delhi, Dl, In

Gurgaon, India

Assistant Manager Operations1 - Assist with the management of Due Diligence Operations by acting as a key coordinator/facilitator for all operational and research team leaders, executives, supervisors, and managers as needed2 – Handling team of Professionals coordinating with Various agency to get the verification done on sanctioned Business loans.3- identify and assess complex problems for area of responsibility and create solutions in situations which requires an in-depth analysis/evaluation of variable factors4- Understand, support, and implement team and/or business goals as outlined by senior management.5- Understand and prioritize process concerns amid potential operational challenges.6- Vendor Management – Vendor selection (3rd party agencies FI/FCU/Documentation), negotiation, end to end onboarding process including financial, legal and tech aspects, defining, capturing and monitoring KPIs for program success, SLA management and ongoing process improvement through operational excellence7- Handling Escalation of FI reports/Report correction, Re initiation and decide upon allocation of Agency to respective cases.8- Getting API integration of various agency to smoothen the process of getting report on real time.9-Prepareing analysis of TAT, Status , initiation and reports receiving trend, to find lag area, whether its concern with location/in appropriate reports.10- Set process/condition for various status Positive/ Negative/Refer.11-Teams KPIs based on their Performance, defining weightage as per priorities in process.12- Preparing Agency’s Scorecard/Feedback based on their performance of the past month.Job responsibility : Online Business Sales -Business Loans 1- Training and conducting Skill Enhancement Program for newly appointed Relation ship Managers and Loan coordinators 2- Handling a team of Relationship Managers – coordinating with customers for Invoice discounting File processing.

Gurgaon, India

Job Responsibility(Home loans and Loan Against Property)1- Coordination & Super vision-Coordinate , Manage, Allocate monitor and Follow up the file of Home Loan and Loan Against property with various banks and NBFCs.2- Personal Discussion- Visiting Clients who have applied for Home Loans & Loan Against Property to verify and assess Credibility and repayment capabilities and also to understand requirement of customer.3- Financials review – Review KYC and income documents of Customer. Review financial statements of and prepare income profile and CMA . Calculate the eligibility, FOIR,ISCR,DBR,Leverage ratios of Customer to carter customer interest in best possible manner.4- Calculate Interest benefit- Calculate interest benefit of customer in case takeover loans from others banks.5- Verification of property papers- Study property papers and prepare transaction of property chain.6- Resolving Queries- Resolving loan related Queries of customer and work out best possible option and structuring the case for availing loan to satisfy the customer need.

New Delhi Area, India

Job Responsibilities ( Auto Loan/Home Loan / LAP)1. Scrutiny of Documents and profile of customer , Visiting customer’s office to verify authenticity of their declarations.2. Handling team of Retail asset operations, processing loan file received from various sources.3. Ensure that proper documentation & correct eligibility calculations for each customer to sent quality file to the banks.4. Maintaining the MIS for the cases logged in to various banks as per their feasibility of customer.5. Co-coordinating with customer dealer desk & bank for completion of formalities from the customer end as per banking policy

Gurgaon, India

Job Responsibilities (Mortgage Process)1. Personal Discussion - Personal discussion with customers who applies for loan with CITIBANK NA, to assess their repayment capability, to know more about customer background ,assets, profile , business, clients, suppliers , bankers, existing loan and their track records and to cross verify their fact given in their documents and underwrite the on the basis of conclusion derived from the meeting.2. Credit Review of Mortgage Loans files:- I scrutinize all dox provided by the customer & concerned documents compiled by CSE includes TVR , CPV , Legal opinion ,valuation, income calculations, Program offered to customer and the Personal discussion sheet. Checking the quality of files from the client side with respect to Compliance to Investor Guidelines & Product Eligibility.3. Income calculations- To calculate the eligibility of customer on the basis of the income papers provided by them within the applicable norms of IIR,ISCR,DSCR and DBR . And apply various methods of eligibility for best possible eligibility.4. Balance Sheets Analysis:- To analyze the audited financial of the company to check financial health in term of profitability, DSCR and leverage ratios of the company.5. CA (Credit Approval):-Checking Credit Approval sheet where, mentioned LTV, LSR, IIR, Cash flow and Mortgage property with brief details of individual client or in case of company analysing the financial strength and weakness6. Co-ordination to Resolve Queries –Follow up with Bank and Shelters for resolving the queries at the final level Check of the mortgage file.

Pgdbm, Finance

B.Sc, Genral Group B

10+2, Schooling