Vikrant Kumar Email & Phone Number

Patna, Br, In

North Bihar, India

Darbhanga, Bihar, India

Managing North Bihar SME ( Unsecured Loan) Business

Patna, Bihar, India

 Responsible for Collection from Unsecured Loan Over dues . Responsible for Death case Insurance claim recovery Cases . Ensure Proper Planning and Allocation of Overdue for effective Recovery through execution with in house team. Ensure the recovery targets are met, as decided by the Regional Collection Manager. Manage the complete recovery & collection process as per the Collection Policy . Drive collection strategy for the area/ branches, Prepare action plan for… Show more  Responsible for Collection from Unsecured Loan Over dues . Responsible for Death case Insurance claim recovery Cases . Ensure Proper Planning and Allocation of Overdue for effective Recovery through execution with in house team. Ensure the recovery targets are met, as decided by the Regional Collection Manager. Manage the complete recovery & collection process as per the Collection Policy . Drive collection strategy for the area/ branches, Prepare action plan for the branches with high Over dues. Monitor receivables & collections and provide updates of receivables with appropriate details . Co-ordinate with Distribution team and back end collection team for effective Overdue collection . Co-ordinate with legal team for legal cases for collections . Drive preventive Collections in the Cluster . Train the Collection team on the updates on the Products and Policies and need to Nurture them . Conduct Collection Review periodically as specified time to time Show less

Barauni, Bihar, India

 Actively Drive acquisition of customers for unsecured loans and liabilities portfolio. Enable conversion of existing borrowing customers for liabilities. Responsible for business development of a branch by acquiring new customers and retaining the old ones. Selling financial products, servicing & collecting repayments from around 16000 customers & 40 Cr Portfolio. Managing the branch & field operations of the branch which requires strong process management as per filed… Show more  Actively Drive acquisition of customers for unsecured loans and liabilities portfolio. Enable conversion of existing borrowing customers for liabilities. Responsible for business development of a branch by acquiring new customers and retaining the old ones. Selling financial products, servicing & collecting repayments from around 16000 customers & 40 Cr Portfolio. Managing the branch & field operations of the branch which requires strong process management as per filed operations manual. Conduct area survey for potential business expansion. Undertake initiatives to retain and deepen relationship with existing customer for unsecured loans and for liabilities. Maintains process quality & ensures adherence to internal audit standards. Assess the market potential and give feedback on product modification and new product development to the regional product teams. Ensure customer and CROs are educated about the unsecured loans and liabilities product offered by bank. Explore & deliver every products which are launched by bank. Meet every month budget of organization. Show less

India

Begusarai, Bihar, India

Sales & Customer Service, Customer Onboard

Lakhisarai, Bihar, India

Customer Service & Retaintion

Bachelor Of Arts - Ba, History

Bachelor Of Arts - Ba, History