Vikram Joshi Email and Phone Number
Vikram Joshi personal email
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Building frictionless and high quality payment solutions has been the focus of most of my career with a specialization in the B2B and B2B2C segments. Over the past 13 years, I have focused on new product development from visioning to delivery and optimization and helped companies expand their offerings to newer customer segments, or, digitize their payments experience.I have successfully contributed to the launch of high quality products, platforms and value added services across the entire payments value chain: - New mobile wallets enabled unbanked customers to get access to finance - A B2B payment platform-as-a-service (PaaS) helped global corporations offer cards and other value added payment solutions to their customers- A novel pricing engine significantly increased business scalability and transaction volume- A new settlement product enabled the company to become enterprise ready- Machine learning based transaction monitoring service ensured significant reduction in merchant settlement errorsWith a deep focus on problem solving, customer empathy and business strategy - my approach to product development helps optimize business performance while maximizing customer experience. Professional SkillsProduct Management | Market Analysis | User Experience | Agile | SCRUM | Analytics | Strategic Planning | Product Visioning to Delivery | Product efficiency and optimization | Platform as a Service | Stakeholder management
Worldpay
View- Website:
- worldpay.com
- Employees:
- 7268
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DirectorWorldpay Oct 2022 - PresentPune, Maharashtra, India -
Strategic Business Change SrHsbc Jun 2021 - Sep 2022Bengaluru, Karnataka, India -
Sr. Product ManagerPaypal Sep 2018 - Oct 2020Greater Chennai AreaOwner for Payment Platform – Merchant SettlementsDelivered an efficient settlement payout based on the bank cut off and enabled the merchant onboarding team to choose better suited settlement configurationSolutioned and delivered tool to identify abnormally high returns and rejects from the bank processors. Working on the next stage of tool development which will be based on Machine learningEnhanced the file validating tool to cover ensure there are no rejects in the… Show more Owner for Payment Platform – Merchant SettlementsDelivered an efficient settlement payout based on the bank cut off and enabled the merchant onboarding team to choose better suited settlement configurationSolutioned and delivered tool to identify abnormally high returns and rejects from the bank processors. Working on the next stage of tool development which will be based on Machine learningEnhanced the file validating tool to cover ensure there are no rejects in the file sent to bank processors. Reducing the Reject rates at bank by almost 80% Show less -
Product OwnerPaysafe Group Feb 2017 - Sep 2018Hyderabad Area, IndiaManage the product road map for the pricing engine as a business shared service Delivered the pricing engine for Remittance businessInformation architecture for each business unit. Wireframe, Mocks, Stakeholder demosThe new generation Pricing service which will enable finance team to calculate profitability at a transaction level across the business lines. This was not possible in the current implementation Enable next day payment for merchants from the existing… Show more Manage the product road map for the pricing engine as a business shared service Delivered the pricing engine for Remittance businessInformation architecture for each business unit. Wireframe, Mocks, Stakeholder demosThe new generation Pricing service which will enable finance team to calculate profitability at a transaction level across the business lines. This was not possible in the current implementation Enable next day payment for merchants from the existing 30 day and 15 day processEnabled new fee in the system thereby giving business uplift of around 1.5M GBP annually Show less -
Sr Product ManagerKhumbu Systems Jul 2015 - Dec 2016Hyderabad, IndiaHeading and managing product & roadmap planning activities to driving development & product launch of payment platform-as-a-service from the ground up offering multi-channel access via WEB, Mobile and IVRDevelopment and maintaining of product backlogDriving the 3rd party integration such as IVR, SMS, Card Processors, banksDriving the development of the web based CSR Portal from conceptualization, identifying core features, business cases, Wireframes and… Show more Heading and managing product & roadmap planning activities to driving development & product launch of payment platform-as-a-service from the ground up offering multi-channel access via WEB, Mobile and IVRDevelopment and maintaining of product backlogDriving the 3rd party integration such as IVR, SMS, Card Processors, banksDriving the development of the web based CSR Portal from conceptualization, identifying core features, business cases, Wireframes and prototypingInitiated and drove the security, compliance and audit of the first production rollout of version 1 of our platformOver 30K registrations done, and transaction over $200K within first 15 days of launch of the service.Delivered a CSR tool which reduced the time to resolve issues by 20% and increased the efficiency by 70%Transaction Spec based on ISO 8583 format Show less -
Product ManagerWave Crest Group Nov 2011 - Jun 2015Hyderabad, IndiaDrove Market Research, New Market Identification, Go To Market Strategic planning, Product Development and implementation Spearheading the functions including presales, scope definition, requirement gathering, solution definition, Test case creation validation, solution walk through for Developers, UAT, and Sign-offLed the product development of $4M open loop payment platform in UK for a leading telecom provider. Post launch lead the efforts based on the market feedback and… Show more Drove Market Research, New Market Identification, Go To Market Strategic planning, Product Development and implementation Spearheading the functions including presales, scope definition, requirement gathering, solution definition, Test case creation validation, solution walk through for Developers, UAT, and Sign-offLed the product development of $4M open loop payment platform in UK for a leading telecom provider. Post launch lead the efforts based on the market feedback and increase the customer uptake by around 30%Drove the alpha launch of semi closed loop wallet program from defining the business use cases and implementing for an India’s biggest conglomerate based out of Navi MumbaiInitiated and drove the UX enhancement initiative for our platform product working with the marketing and design teamWorked with cross functional teams from marketing, customer support, project management to understand, build, and prioritize the new functionalitySuccessfully conceptualized, developed business case and drove the development of mobile based prototype of a wallet program which target the monetizing via reward points and Crypto currencyInitiated and implemented the organization wide compliance guideline policy for all future product development and new roll outsImplementing the closed loop Wallet Program for client based in Israel Show less -
Dy. Manager, Mobile CommerceVodafone Essar Limited Jun 2008 - Nov 2011Managed technical functions and engaged in driving the implementation of the technologies in the departmentLiaised with the vendors and third party solution providers to set up the infrastructure in the companyHeaded the development and implementation of the Mobile Shopping J2ME based SolutionCoordinated with Application Development Teams, VAS Teams and other Integrated Parties & Merchants in developing and enhancing the M-Com applications
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Engg ManagerH5 2006 - 2008
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Team SoftwareMindscape Technolgies 2001 - 2003
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Team SoftwareMindscape Technolgies 2001 - 2003
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DeveloperIspan Technologies Ltd. 2001 - 2002 -
DeveloperIspan Technologies Ltd. 2001 - 2002
Vikram Joshi Skills
Vikram Joshi Education Details
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Business Administration And Management, General -
Computers -
Chemistry
Frequently Asked Questions about Vikram Joshi
What company does Vikram Joshi work for?
Vikram Joshi works for Worldpay
What is Vikram Joshi's role at the current company?
Vikram Joshi's current role is Product Management | Payments | Certified Scrum Master | Certified Scrum Product Owner | Business Strategy | PaaS | Data Science | Stakeholder Management.
What is Vikram Joshi's email address?
Vikram Joshi's email address is jo****@****aol.com
What schools did Vikram Joshi attend?
Vikram Joshi attended Indian Institute Of Management, Lucknow, Shivaji University, University Of Mumbai.
What skills is Vikram Joshi known for?
Vikram Joshi has skills like Software Project Management, Requirements Analysis, Agile Methodologies, Product Management, Business Analysis, Pre Sales, Web Services, Xml, Project Management, User Interface Design, Client Engagement, Service Oriented Architecture.
Who are Vikram Joshi's colleagues?
Vikram Joshi's colleagues are Kimberly Brant, Norma Lyons, Sachin Randive, Mark Bracewell, Ricky Bond, Abdul Mannan Khatri, Annie Lin.
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Vikram Joshi
Base Head Ixc - Ifs @ Indigo | Aviation Enthusiast | Leader In Aviation Customer Service Excellence | Empowering Teams & Elevating ExperiencesChandigarh, India -
3gmail.com, gmail.com, gmail.com
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Vikram Joshi
| Sdet | Selenium | Devops | Playwright Typescript |Codeceptjs Java | Git | Maven | Cicd | Agile | Testng | Cucumber | Power Bi | Sql | Hcl | Virtusa | Be.Pune -
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Vikram Joshi
New Delhi
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