Vinay Singh Email & Phone Number

Melbourne, Vic, Au

VJ Financial Services Pty Ltd, is a proud franchisee of Smartline Personal Mortgage Advisers. Smartline is one of the most successful organisations in Australia and has the best product qualification & valuation system in the industry. It is known for its outstanding client care – 98% of clients say they would use us again and the focus is on building business through client referrals rather than traditional advertising. Making a transition from corporate life to mortgage broking was a huge decision but an opportunity to build on my extensive background in finance. As a Smartline mortgage adviser I leverage my skills to find clients the most suitable loans for their needs from a panel of over 30 top lenders. I provide clients with expert advice and guidance on:Home loans – first home buyers & moving homeHome loan refinancing – ensuring clients continue to get the best loan ratesProperty investments – portfolio advice, planning, tax, gearing & using existing equityMy role is to understand clients’ needs and goals, make it easy for them to understand their options, negotiate the best possible loan and be there every step of the way. The service is free to clients. It is the lenders that pay a commission when a mortgage is settled. I also provide assistance for Commercial finance, Vehicle Finance and Equipment finance & leasing.

Responsible for retail risk evaluation and decision making process for all Consumer and SME products.

Melbourne, Australia

Over the past 30 years I have developed unique expertise in the areas of Risk and Compliance, having worked in 12 different markets. I possess strong technical and leadership skills, with wealth of experience in the Financial Services industry. I offer a strong value proposition to both established and developing organizations. Areas covered include; Credit Risk Assessment, Portfolio Management, Compliance and Governance.

Commercial Risk underwriting,Portfolio Management, Operating Risk and Compliance.

Diploma Of Finance And Mortgage Broking Management

Diploma In Financial Services, Financial Planning And Services

Diploma in Finance (Financial Planning)

Finance

Finance