* Small Business Payment Consultant with more than 10 years of Payments & POS Experience.* Do you own a Software Business and are not happy with your current Integration with 3rd party Gateways or Legacy Processors? Let’s talk and have you modernize your platform with the latest digital technologies that excel Industry Standards: # Full Out of Scope PCI DSS Compliance # Multi Use Tokenization # Easy to use Secure Back End Dashboard for Reporting & Transaction Management # Dedicated 24/7/365 US Bases Support without Phone Trees* I am a Partner, not a Vendor.* I Offer High Integrity, High Touch, Transparent, Customized Solutions:* With Highly Competitive Rates and Easy to Read, Integrated Transparent Statements* American Express and Discover at Similar Rates as Visa and MasterCard* ZERO MARK UP on Pin Debit Cards * No Hidden or Junk Fees, No Contracts, No Early Termination Fees* Equipment Sold at Cost Without expensive Rental or Lease Agreements* Latest Technology Terminals with Apple Pay, Google Wallet Digital Solutions & NFC (Contactless)

* Small Business Payment Consultant with more than 2 Decades of Business Experience.* I am a Partner, not a Vendor.* I Offer High Integrity, High Touch, Transparent, Customized Solutions:* With Highly Competitive Rates and Easy to Read, Integrated Transparent Statements* American Express and Discover at Similar Rates as Visa and MasterCard* ZERO MARK UP on Pin Debit Cards * No Hidden or Junk Fees, No Contracts, No Early Termination Fees* Equipment Sold at Cost Without expensive Rental or Lease Agreements* Assist with Apple Pay and Google Wallet Digital Solutions & NFC

I have been a Successful Restaurateur with over 25 Years of Experience and Currently run a Successful Multi Cuisine Catering Company in the Wine Country.I Provide Opportunities For my Clients to Have More Money and More Quality Time with Friends and Family. I am going to Share with you Specific Strategies and Tactics to Create Peace Prosperity and Success in your Personal Life as well as Business Life.

Vinay Patel – Heartland - “Entrepreneur Respectfully Serving Entrepreneurs” Small Business Payment Consultant with more than 2 Decades of Business Experience. I am a Partner, not a Vendor. I Offer High Integrity, High Touch, Transparent, Customized Solutions:o With Highly Competitive Rates and Easy to Read, Integrated Transparent Statementso American Express and Discover at Similar Rates as Visa and MasterCardo ZERO MARK UP on Pin Debit Cards o No Hidden or Junk Fees, No Contracts, No Early Termination Feeso Equipment Sold at Cost Without expensive Rental or Lease Agreementso Exceeds Industry Security Standards with new Smart Chip Credit Card Acceptanceo Data Breach Warrantyo Assist with Apple Pay and Google Wallet Digital Solutions & NFC Communicationso Eliminate Middleman – Your Bank is the Biggest Middleman

Brand development Strategic Consulting, including business plan & sales strategy development. Advising new businesses on what POS to use. Use my 10 plus years of restaurant experience to setup systems in place to run a profitable restaurant. Create budgets, control food & labor costs to maximize profits. Menu optimization, Recipe cost control and Inventory control

Specialties: My main focus is on business development and helping our clients & partners grow. Proven track record of helping merchants achieve higher revenue volumes. Pride myself on having the ability to create more value for my clients than any competitors and can complete this in a faster time frame.North Bay Cardservice is an authorized agent for First Data Independent Sales and Dinerware POS. We have the ability to create custom packages for individual and franchised merchants to help lower their overall cost to accept payment from their customers and replace the technology in which they run their business. We have a proven track record in both hospitality industry and retail environments with our solutions.

Responsible for Overall Management, Advertisement, Accounting, Budgeting , Purchasing and Human Relations.

Started brand new unique ethnic fast food restaurant from ground-up.Responsible for Overall Management, Advertisement, Accounting, Budgeting , Purchasing and Human Relations.

Manufacturing stainless steel re-rolling facility employing 40 people. Was brought aboard as a member of key management personnel in 1996 when the company was just starting up as Precision Thin Metals,LLP Played a major role in the overall growth of the company from $3 million in 1995 to $8 million in 2000.Responsible for making major capital investment decisions and selecting installation machinery.Co-ordinated with Production, Quality Assurance, Shipping, Purchasing Maintenance, Accounting and Sales & Marketing.

Day to day management of the Hotel including, Marketing, Accounting, Budgeting, Human Relations and Maintenance.* Took care of family business due to death in family.

Total responsibility of prototype for "Remote Latch for Boeing 777"Co-ordinated with Purchasing, Engineering, Quality Control and Shipping for JIT deliveries.* The reason for this short tenure was the company was acquired by Camlock, Inc, and relocated to New Jersey.Manufacturing Co-Ordinator

Manufacturer's of Bu-Tone cosmetics, soaps and Plastic Tupperware items.