• Coordinated with lending departments on Special Attention Report (SAC) and managed loans with risk rating as Watch or higher on monthly & quarterly basis. Prepared and organized SAC reports, and Loan Charged Off request for CCO and CEO upon approval. Monitored all the risk rating updated properly, and reflected correctly in the core system for audit purposes.• Produced and ensured accuracy reporting to Board of Directors. The reports include, but not limited to: CRE Concentrations, Industry Studies, Portfolio Stress Testing, Non-Performance Loans (including Past Due, Non-Accrual, OREO and Trouble Debt Restructure), top 20 Relationship, Special Attention and other loan related reports by using Fiserv (Business Analytics).• Managed compliance reports (Credit Report, HMDA, Regulation B, Flood) within the Bank • Generated second review on code interpretation from new/extension/renew/loan advance booking against the core system for reports/audits/quality controlling purposes.• Main liaison with internal and external Audits (CPA Varinek, Trine & Day), regulatory agencies (Department of Business Oversight, FDIC, Federal Reserve Bank and Federal Home Loan Bank) and other companies. Corresponded between the Bank and outside firm/agencies for information required. • Enhanced procedures related to Credit Administration and Note Department.• Negotiated and monitored with corresponding contract agreements to related vendors.• Exposed to underwriting and credit structure for commercial, commercial real estate, asset based lending, trading financing, SBA loans, mortgage and consumer loan.• Authorized to supervise Note Servicing and Credit Admin Department.• Trained new employees based on individual job description.• Performed other duties/projects assigned by Manager.

• Prepared renewal/extension loan documentation for Construction loan & CRE from Laser Pro.• Prepared and verified corresponding documentations such as Insurance (GL, Home owner, COC, flood) for SBA, Construction, CRE, Trade Finance, C&I loan and other special term and conditions prior loan closing/funding/booking process. • Coordinated with Escrow Officers/Title Officer to ensure smooth transactions within the bank’s regulation.• Accomplished of booking Construction, CRE, C&I, SBA, Auto loan, ABL, Trade Finance, Mortgage loans in the core system by using Fiserv.• Performed self-testing/call back transactions to ensure accuracy of data input against source of documents such as business loan agreement, promissory note, security agreement, collateral documents and credit approvals. • Generated all duties relating to loan payoffs including but not limited to, release UCC collaterals, terminate tax service contract and flood termination. • Managed and enhanced Regulation B ECOA, Home Mortgage Disclosure Act (HMDA) and Flood compliance within the Bank. • Monitored Fiserv and Sageworks loan system to ensure loans are in compliance with loan covenants with operating statements, tax delinquent, tickler and file maintenance reports met the requirement. • Produced and verified Past Due & Maturity Reports for Manager review.• Reviewed requested Audit documentations and provided support to Manager.

• Organized loan files with loan supporting documents.• Prepared and monitored report such as insurance, OFAC, Credit report (Experian, LexisNexis, and Dun & Bradstreet), Flood to officers. • Reviewed appraisal bid request forms including but not limited to select appraisers and submitted for engagement.• Performed and maintained loan payment records and deposit.

• Operated Non-Credit program by provided information and assisted students for selecting classes.Assisted Chairman and professors on various assigned tasks. Quality control of testing materials and administrative tasks