Vincent Chen Email & Phone Number

Manager of Financial Control Department in Credit cardChinatrust Commercial Bank (CTBC), Taipei, Taiwan March 2012 ~PresentA leading Financial Holding Company http://www.chinatrust.com.tw Tender evaluation: Responsible for building financial models and analyzed the credit card- related tenders (30 cases per year on average). Financial analysis: Provide an overview and key insights of monthly revenue/ expense trends, forecasts, strategic plans, detailed budget and ad-hoc matters.

Responsibilities: - Tender evaluation: Responsible for building financial models and analyzed the credit card- related tenders (30 cases per year on average). - Financial analysis: Provide an overview and key insights of monthly revenue/ expense trends, forecasts, strategic plans, detailed budget and ad-hoc matters. Project Highlights: - Develop financial evaluation methodology and model for innovative digital banking business, i.e. LINE Pay, 7-11 digital wallet and Project Moven. - Bit for co-brand card issue of Costco, which can contribute more than $1 Billion spending per year. - Bit for co-brand card issue of CPC, which is Taiwan’s biggest oil and Gas Company, and has more than 1 million cardholders. - Bit for co-brand card issue of Hanshin department store, which can contribute more than 0.7 Billion spending per year. - Bit for co-brand card issue of FETC, which serves as the leading role in the Intelligent Transportation System in Taiwan.

Taipei City, Taiwan

Responsibilities: - Strategic planning: Member of strategic management team developing and implementing growth strategies, which resulted in building the private banking 2012. - Financial evaluation: Evaluate the short/ mid/ long term financial impacts for the new business under different conditions. - Project coordinator: Planned, scheduled and coordinated the function of Advisory, Product, Sales, Segment, Risk & Compliance and IT under the project team. - Customer segmentation: Through Qualitative (ex. Market research) & quantitative (ex. Database analysis) research to define customer demand and then integrate the entire bank's resources in order to provide the best solution. - Direct marketing: Developed and implementation of localized marketing campaign for branches and customers. Project Highlights: - Developed and implementation of the Private Banking in 2012.