Vincent Wornyo Email & Phone Number

Greater Accra, Ghana

Purpose of the Job: a) Business rollout, development of structures for sustainable operations;b) Ensure effective evolution of the company’s business operations as the business environment evolves;c) Maintain a healthy external business relationship with key stakeholders; d) Embed a culture of business performance within the business.Responsibilities 1. Overseeing on all Sales and Operations functions;2. Collaborating with the board of advisors to develop… Show more Purpose of the Job: a) Business rollout, development of structures for sustainable operations;b) Ensure effective evolution of the company’s business operations as the business environment evolves;c) Maintain a healthy external business relationship with key stakeholders; d) Embed a culture of business performance within the business.Responsibilities 1. Overseeing on all Sales and Operations functions;2. Collaborating with the board of advisors to develop budgets and strategies;3. Develop systems and controls to protect the institution against risks and threats;4. Leading the implementation of budgets and business strategies; 5. Providing leadership, management, and vision necessary for the achievement of enterprise objectives;6. Organizing, coordinating, and managing the administrative and reporting procedures, people, and systems to effectively grow the organization;7. Ensuring operational efficiency and effectiveness;8. Training, coaching and developing subordinates; 9. Overseeing all other customer facing functions (customer care, and professional services) as well as quality assurance; 10. Leading the development and management of all Technology related products in the business; 11. Represents the business at various community activities; Meetings and networking regularly with business leaders and key stakeholders. Central to this role is building positive and lasting relationships between the business and its customers. Show less

Greater Accra, Ghana

Purpose of the Job: a) To ensure the company maintains its competitive edge and remain sustainable at all times;b) To ensure effective evolution of the company’s business operations as the business environment evolves;c) To maintain a healthy external business relationship with key stakeholders; d) To ensure a culture of business performance oriented within the company.Responsibilities The Head of Business: 1. Provided leadership to all Sales and… Show more Purpose of the Job: a) To ensure the company maintains its competitive edge and remain sustainable at all times;b) To ensure effective evolution of the company’s business operations as the business environment evolves;c) To maintain a healthy external business relationship with key stakeholders; d) To ensure a culture of business performance oriented within the company.Responsibilities The Head of Business: 1. Provided leadership to all Sales and Operations functions in the company,2. Collaborated with the management team to develop corporate-wide budgets and strategies;3. Led the implementation of the business budget and strategies; 4. Provided leadership, management, and vision necessary for the achievement of the corporate objectives;5. Ensured that administrative and reporting procedures, people, and systems were in place to effectively grow the organization;6. Ensured operational efficiency and effectiveness;7. Effectively managed all the branch network of the company;8. Trained, coached and developed subordinates; 9. Supervised all other customer facing functions (customer care, and professional services) as well as quality assurance; 10. Led the development and management of all Fintech related products in the company; 11. Represented the Company at various community activities; Met and network regularly with business leaders and key stakeholders. Built positive and lasting relationships between the Company and its customers. Show less

Greater Accra, Ghana

1. Supervised and directed the enterprise-wide management of risk exposures;2. Formulated policies and measurement models for the various units involved in carrying out the significant activities that created exposures in the various activity segments in the institution;3. Made recommendations to the board of directors and senior management on the type and level of exposures in each activity segment permitted by policy;4. Made recommendations to the board of directors and senior… Show more 1. Supervised and directed the enterprise-wide management of risk exposures;2. Formulated policies and measurement models for the various units involved in carrying out the significant activities that created exposures in the various activity segments in the institution;3. Made recommendations to the board of directors and senior management on the type and level of exposures in each activity segment permitted by policy;4. Made recommendations to the board of directors and senior management on all matters relating to risk exposure management;5. Developed systems and controls to protect the institution against risks and threats;6. Regulated, monitored, reviewed control procedures and reported on matters relating to exposures management and reported deviations from set limits and exception to policy to the board and senior management for their appropriate actions;7. Performed stress-tests on risk portfolios and at least on a quarterly basis, reviewed and approved the appropriateness of the stresses applied at the business levels;8. Incorporate the results of the stress-tests (which will inform management of the expected risk tendency of the portfolio as against the approved risk appetite of the institution) into the risk governance structure of the institution;9. Initiate management action to contain the potential risk levels within the approved risk appetite to ensure discipline in the risk management process of the institution;10. Review of existing policies and procedures to ensure adequacy and compliance with regulation and best practices. Show less

Accra, Ghana

Responsibilities 1. FinTech Project Management: Plan, Implement and manage the institutions maiden #FinTech channels and product to a successful completion and integrating same into the operation of the organization; a) Initiated, managed and successful rolled out the company’s maiden Fintech channel and loan product - #DirectServiceLoan, #NSPsOnly. This led to the successful disbursement of Loan to over 100,000 National services personnel with less than 1% default… Show more Responsibilities 1. FinTech Project Management: Plan, Implement and manage the institutions maiden #FinTech channels and product to a successful completion and integrating same into the operation of the organization; a) Initiated, managed and successful rolled out the company’s maiden Fintech channel and loan product - #DirectServiceLoan, #NSPsOnly. This led to the successful disbursement of Loan to over 100,000 National services personnel with less than 1% default rate;b) Successfully sealed deals with financial and business partners. 2. Credit Risk Management: a) Provided leadership in credit risk management for the institution;b) Embedded and maintained an effective risk management framework that enables well informed decision making;c) managed and monitored credit risks; d) led the formulation and identification of credit risks with regards to business strategies, policies and processes, while challenging and advising the business to mitigate and control risks in accordance with risk appetite;e) Improved and made the existing standards and internal controls, policies and procedures, and systems effective;f) Introduce a risk management framework that supports business sustainability and continuity as well as ensuring compliance with various banking and regulatory directives;g) Promoted and sustained a culture of risk management discipline, anticipation and compliance within the entity;h) Anticipated and proactively ensured the management of credit risk and other potential risks, including market, operations, information security, regulatory compliance and reputation risks and to initiate actions to pre-empt systemic risks. Show less

Airport City, Accra.

Responsibilities 1. Led and directed the Risk & Compliance function, as a partner to the business, supporting growth aspirations whilst retaining the appropriate risk management and compliance discipline to achieve strategic goals.2. Ensured that Risk Management Framework is adopted and effectively applied across all departments of the institution;3. Implemented the Enterprise-wide Risk Management Framework and ensure that the risk governance structures are fully… Show more Responsibilities 1. Led and directed the Risk & Compliance function, as a partner to the business, supporting growth aspirations whilst retaining the appropriate risk management and compliance discipline to achieve strategic goals.2. Ensured that Risk Management Framework is adopted and effectively applied across all departments of the institution;3. Implemented the Enterprise-wide Risk Management Framework and ensure that the risk governance structures are fully functional;4. Identified and understood the main risks in the business, monitor the actual level of the risks on a regular basis and played a preventative role in risk control 5. Embedded a culture of consciousness and transparency for risk management and ensured that the nature and size of risks are well understood by all staff6. Managed risk on a day to day basis which includes monitoring and reporting;7. Embedded operational risk practices into business activities and support it with appropriate training and awareness;8. Ensured that training and development on Risk Management is offered to staff on a regular basis9. Developed a business continuity strategy in order to ensure effective risk mitigation and business continuity;10. Ensured that risk and process issues identified in the business units are reported and monitored and where necessary escalated to relevant person(s) and Committee(s) and corrective action is taken11. Provided expert advice, shared best-practice / risk mitigation techniques with management to enable them to pro-actively manage the risk within their units;12. Assessed new products, procedures and procedural changes to identify potential operational risks and suggests mitigation plans13. Monitored the institution insurance cover by way of review of the insurance return to ensure assets are adequately protected against losses. Show less

Ghana

Redefining Credit Risk Management with experience.Responsibilities Overseeing credit risk management of the institution, embedding and maintaining an effective risk management framework that enables well informed decision making, managing and monitoring. Leading the formulation and identification of credit risks with regards to business strategies, policies and processes, while challenging and advising the business to mitigate and control risks in accordance with the risk appetite… Show more Redefining Credit Risk Management with experience.Responsibilities Overseeing credit risk management of the institution, embedding and maintaining an effective risk management framework that enables well informed decision making, managing and monitoring. Leading the formulation and identification of credit risks with regards to business strategies, policies and processes, while challenging and advising the business to mitigate and control risks in accordance with the risk appetite of the institution. Show less

Dzorwulu, Accra.

Responsibilities Credit and Operational Risk Management, Credit Screening, Arrears and Recovery management, training of Client Relationship Officers, and reporting to the Head of Risk Division.AchievementsBuilt the Risk Management Department new, drafted the Risk Management, Operational Risk, Compliance, Collections and Recovery, Loan Restructuring and Write-off policies and procedures, Terms of Reference for risk management committee, new credit approval matrix, and designed… Show more Responsibilities Credit and Operational Risk Management, Credit Screening, Arrears and Recovery management, training of Client Relationship Officers, and reporting to the Head of Risk Division.AchievementsBuilt the Risk Management Department new, drafted the Risk Management, Operational Risk, Compliance, Collections and Recovery, Loan Restructuring and Write-off policies and procedures, Terms of Reference for risk management committee, new credit approval matrix, and designed new credit processing forms and templates, Improved the reporting and the management information system, improved the institution’s portfolio quality from approx. 60% to less than 19% (Credit Exposures in arrears for more than 30 days) over the period, made recommendations for the improvement of the core banking system. Show less

Airport City

Responsibilities Institutional Arrears and Recovery Management, Portfolio management, Collateral Management, Credit Risk Opinion on Medium Loans, Management and training of Portfolio Quality Officers, and reporting to the Head of Risk Division. AchievementsBuilt the departments’ structures new, scheduled work, defined performance indicators, developed collateral management strategy and reviewed the arrears management procedures and forms, and effectively monitored Credit… Show more Responsibilities Institutional Arrears and Recovery Management, Portfolio management, Collateral Management, Credit Risk Opinion on Medium Loans, Management and training of Portfolio Quality Officers, and reporting to the Head of Risk Division. AchievementsBuilt the departments’ structures new, scheduled work, defined performance indicators, developed collateral management strategy and reviewed the arrears management procedures and forms, and effectively monitored Credit Risk in the light of institutional Credit Risk Management policies and standards. Improved the legal recovery structures Show less

Airport City, Accra

Responsibilities Portfolio management, Credit Risk Assessment, Arrears and Recovery Management, Management and training of Portfolio Quality Officers, and reporting to The Head of Credit Risk DepartmentAchievementsEffectively monitored Credit Risk in the light of institutional Credit Risk Management policies and structures, achieved institutional portfolio quality of less than 3.5% (Credit Exposures in arrears for more than 30days) in the midst of national non-performing loans… Show more Responsibilities Portfolio management, Credit Risk Assessment, Arrears and Recovery Management, Management and training of Portfolio Quality Officers, and reporting to The Head of Credit Risk DepartmentAchievementsEffectively monitored Credit Risk in the light of institutional Credit Risk Management policies and structures, achieved institutional portfolio quality of less than 3.5% (Credit Exposures in arrears for more than 30days) in the midst of national non-performing loans rate of about 18%, and have made valid recommendations which aided in the control of Credit Risk and improvement in the Credit Risk Management Policies and structures. Show less