Vini Patel Email and Phone Number

Experienced in Evaluating credit worthiness through detailed business and financial analysis. Liaising with market intermediaries . Developing credit products for structured lending to various small and medium industries Managing relationships in business banking segment for working capital which includes Cash Credit, Over Draft, Term Loan, Letter of Credit, Bank Guarantees, Buyers Credit and Pre/Post shipment credit.  Carrying out primary filtration process to authenticate customers potential.  Documenting the final reports of mortgage and other supporting documents for disbursement of working 
capital loan. Serving the mapped set of customers for renewal and enhancement of the existing facilities with ICICI .Ensuring compliance to internal and external guidelines on document scrutiny and field visits. Drawing conclusion by detail analysis of balance sheet and banking of the customer