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Vinoth Kumar S Email & Phone Number
Regional Manager RCU
at
L&T Finance
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✓ Verified August 2026
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Vinoth Kumar S is listed as Regional Manager RCU at L&T Finance, based in Chennai, Tamil Nadu, India. AeroLeads shows a matched LinkedIn profile for Vinoth Kumar S.
Vinoth Kumar S previously worked as Auditor at Ujjivan Small Finance Bank Limited and Transaction Risk Mananger at India World Technologies. Vinoth Kumar S holds Bachelor Of Science (Bsc), Computer And Information Sciences And Support Services, First Class from Doveton Matriculation Higher Secondary School.
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L&T Finance
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Profile bio
About Vinoth Kumar S
• A vibrant performance-driven with 10 years of rich combined expertise in Operations & Internal Audit and team handling• My overall experiences / exposure have created a passion for surpassing financial and service objectives through a combination of world class service delivery, lean operating methods and internal audit assignments rewards for team achievement. I derive genuine pleasure in demonstrating the creativity critical to financial and operational success.Operation Management:• Process Excellence & MIS Management• Claims and Compliance Management• Cash Management• Banking Guidelines and processing• Underwriting – AML/KYC/CDD/Credit Analysis• Monitoring, planning & execution of Operation department as per laid down policies.• Branch Performance with specified TATFraud Risk Management• Pre Disbursement & Post Disbursement sampling.• Investigation (referred case or outcome of samples)• Field Verification.• TPA and Vendor payment collection sampling.• Generation of automated reports for samplingAuditing • Risk Mapping & Analysis – Field, Back office, CBS, Salesforce transaction.• Monitoring, planning & execution of audit plan as per laid down policies.• All cash transaction have been verified (Petty cash, cash register, suspense cash, collections) • Conduct random check on the quality of the customer field visits and provide reports to the top management• Monitoring review, publishing, and closure of audit report/Special reports• Coordinating with team and on all the activities and getting it closed and published as per SLA.Customer Services• Attending to walk-in, Telephone and email queries• Cross sell of insurance with monthly targets• Retain customers for Surrender/Pre-closing the policies or loans• Resolving Service related issues with specified TAT as per norms• Calling Customers to remind them on the payment due dates
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6 roles
Vinoth Kumar S work experience
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Regional Manager Rcu
Auditor
Areas of Exposure :Operation Management - Insurance Products/ Loans Products (Secured / Unsecured Loans & SHG)Processing of Loan products / Insurance ProposalClaims and Compliance ManagementInsurance Process – New Business , Policy Servicing , RenewalUnderwriting – AML/KYC/CDD/Credit Analysis – Monitoring, planning & execution of Operation department as per laid down policies.Collections ManagementFraud Risk Management - Loans Products(Secured / Unsecured… Show more Areas of Exposure :Operation Management - Insurance Products/ Loans Products (Secured / Unsecured Loans & SHG)Processing of Loan products / Insurance ProposalClaims and Compliance ManagementInsurance Process – New Business , Policy Servicing , RenewalUnderwriting – AML/KYC/CDD/Credit Analysis – Monitoring, planning & execution of Operation department as per laid down policies.Collections ManagementFraud Risk Management - Loans Products(Secured / Unsecured Loans & SHG) :Pre Disbursement & Post Disbursement sampling.Investigation – Claims / Field VerificationError in Cashering / Branch TATUnderwriting - (Secured / Unsecured Loans & SHG)Collections – RenewalsAuditing - Loans Products(Secured / Unsecured Loans & SHG) & Microfinance :Risk Mapping & Analysis – Field, Back office, CBS, Salesforce transaction.Monitoring, planning & execution of audit plan as per laid down policies.All cash transaction have been verified (Petty cash, cash register, suspense cash, collections) Conduct random check on the quality of the customer field visits and provide reports to the top managementMonitoring review, publishing, and closure of audit report/Special reportsDue Diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan.Customer Services :Attending to walk-in, Telephone and email queriesCross sell of insurance with monthly targetsRetain customers for Surrender/Pre-closing the policies or loansResolving Service related issues with specified TAT as per normsCalling Customers to remind them on the payment due dates Show less
Sep 2016 - Aug 2018
Transaction Risk Mananger
India World Technologies
• Only Credit Risk analysis of the Customer, Analyzing risks of revenue loss.• Managed operations department for South region (CRM, Invoicing, Data management, Collection) to ensure that smooth functioning of branch.• Screening, Scrutinizing the documents as per the MOU terms for Audit (KPMG) requirement.• Timely communication & coordination with internal & external stakeholders in terms of unbilled revenue, invoicing for business enhancement.• Ensure that files are 100%… Show more • Only Credit Risk analysis of the Customer, Analyzing risks of revenue loss.• Managed operations department for South region (CRM, Invoicing, Data management, Collection) to ensure that smooth functioning of branch.• Screening, Scrutinizing the documents as per the MOU terms for Audit (KPMG) requirement.• Timely communication & coordination with internal & external stakeholders in terms of unbilled revenue, invoicing for business enhancement.• Ensure that files are 100% complete as per the product programs and policies approved by the business and the documentation is 100% complete and accurate for Audit purpose. Show less
Dec 2014 - Sep 2016
Audit Manager - Tamilnadu
• Internal Audit done for both Retail Financial Services (RFS) – MFI Loans, Jana One loans, Educational Loans & Enterprises Financial Services (EFS) – Commercial loans and business loans and coordinating with Head office for branch rating and Report generation & MIS maintaining.• Completion of planned & allocated pre audit exercise as per plan for the region.• Ensure compliance to NBFC guidelines to all regulatory compliances displayed in all the branches by the regional audit… Show more • Internal Audit done for both Retail Financial Services (RFS) – MFI Loans, Jana One loans, Educational Loans & Enterprises Financial Services (EFS) – Commercial loans and business loans and coordinating with Head office for branch rating and Report generation & MIS maintaining.• Completion of planned & allocated pre audit exercise as per plan for the region.• Ensure compliance to NBFC guidelines to all regulatory compliances displayed in all the branches by the regional audit team.• Contribute effectively for modification of process manuals, audit templates from time to time, based on the audit finding and the control gaps observed in Operation/Business sourcing/Collection.• Ensure continuous liaison and interface with Zonal Head – RFS on all serious matters relating to audit including frauds, irregularities, wrong business practices and employee mis-conduct found during audits. Show less
Jul 2014 - Nov 2014
Sr Executive - Operations
Sr. Executive – Regional Office – SBIL Branches Sep 2012 onwards Executive- Bancassurance (Dept) Nov 2009 – Sep 2012Associate -Operations (Dept) Dec 2007 – Nov 2009
Dec 2007 - Jun 2014
2 education records
Vinoth Kumar S education
Bachelor Of Science (Bsc), Computer And Information Sciences And Support Services, First Class
Mba, Finance, General, Second Class
Alagappa University
FAQ
Frequently asked questions about Vinoth Kumar S
Quick answers generated from the profile data available on this page.
What company does Vinoth Kumar S work for?
Vinoth Kumar S works for L&T Finance.
What is Vinoth Kumar S's role at L&T Finance?
Vinoth Kumar S is listed as Regional Manager RCU at L&T Finance.
Where is Vinoth Kumar S based?
Vinoth Kumar S is based in Chennai, Tamil Nadu, India while working with L&T Finance.
What companies has Vinoth Kumar S worked for?
Vinoth Kumar S has worked for L&T Finance, Ujjivan Small Finance Bank Limited, India World Technologies, Janalakshmi Financial Services, and Sbi Life Insurance Co. Ltd..
How can I contact Vinoth Kumar S?
You can use AeroLeads to view verified contact signals for Vinoth Kumar S at L&T Finance, including work email, phone, and LinkedIn data when available.
What schools did Vinoth Kumar S attend?
Vinoth Kumar S holds Bachelor Of Science (Bsc), Computer And Information Sciences And Support Services, First Class from Doveton Matriculation Higher Secondary School.
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