Working with Fintechs, Startups and Enterprises on Digital Identity, Technology Strategy for Blockchain and other projects. Guiding technologists to better communicate their vision to business folks and vice versa. Helping with cross cutting considerations for emerging technology deployments; create solutions acceptable in the regulated Enterprise. Created the eThaler project, a wholesale CBDC implementation in Hyperledger labs. Working on blockchain interoperability with xcsi, a message based interoperability solutio.Chair of the Policy and Governance Working Group and Vice Chair of Interoperability workstream, Digital Currency Global Initiative, a collaboration between ITU (a UN special agency) and Stanford University. Industry Associate at University College London

University College London Centre for Blockchain Technologies (UCL CBT), Industry Associate-

Certified as a citizen pruner by Trees New York. A Citizen Pruner helps maintain the urban forest in New York.

I write about financial markets infrastructure busting the boundaries of enterprises & nations through blockchain.https://www.forbes.com/sites/vipinbharathan

Advice on updating the successful digital exchange of value product that Swapshub had developed over the years. Integrating public and open source work with the proprietary product.

Investigating a disruptive solution for Muni Bonds using Blockchain and a token coupled with an automated prospectus; changing the issuance economics for small municipalities

Responsible for the coordination of the internal proof of concepts in the blockchain, AI and RPA,shepherding them towards minimum viable products and finally industrial strength products through deployments, coding and work with internal control functions like architecture, IT security, legal, compliance and third party risk office. Raise internal awareness and skill levels on this new technology through presentations to groups as well as through technical surveys and training sessions. Bridging ideas by bringing Fintechs to hackathons in the Enterprise; external engagement through participation in Hyperledger & R3 which also house innovators meetups; investment reviews of Fintechs; represented BNP Paribas in conferences.Created a path toward transforming internal governance and production controls for mutualization of infrastructure with other banks and commercial partners. Collaborate with the BNP Paribas Global Blockchain Lab to correlate and leverage global DLT efforts with North American projects. Hands on and strategic work on Corda, Ethereum, Quorum, DAML, Hyperledger Fabric,Kotlin, Solidity, Go; member of R3 Steering committee, Invesco. Member of FINRA, SIFMA Innovation committees. Worked on implementing shared KYC, syndicated loans, trade finance, portfolio management, supply chain and other business use cases.

Long term and day to day direction setting for the development of software solutions in the mortgage and structured credit lines of business. Engaged with stakeholders in regular meetings to set priorities and report on progress. Product owner in internal scrums. Stakeholders include the front office, middle office, Risk management,federal and state regulators.Relationship manager for all vendors in the mortgage space including analytics providers and reference data providers. Vendor contract negotiation for compliance and data based costs. Built a pricing and risk engine using Yieldbook analytics for prepay sensitive products and Intex for credit sensitive products. Led the implementation of a gap and analytics explain for transition from Polypaths to Yieldbook. This involved all aspects of number generation and documentation for business, quants, risk managers, compliance, IT security & third party risk departments.Liaised with BNP Paribas IHC for FBOs, integrating with RegTech for creating, producing and attesting US Basel III reporting, Dodd-Frank stress testing, liquidity, risk management for Mortgage, Credit and Hedges. Data Provenance and tracing of analytics with meta-data for proven and audited results. Hands on with Oracle Coherence, Java, C++, C#, SQL, Python, Visual Studio, SQL-Server, Yieldbook Analytics, Intex Data.

Member of Blockchain working group in BNP Paribas Global Markets. Started investigations into Blockchain and its technical and social aspects, giving internal technical presentations. Published an internal blog called Blockchain Chronicles on topical developments. This was sent to business and digital transformation thought leaders in BNP Paribas. Member of BNP Paribas Blockchain Council, reaching out to multiple fintechs and service providers to drive innovation in the enterprise as well as in the smaller firms.

Worked on all genesis systems for the creation of a risk and p&l infrastructure for a new mortgage desk using Polypaths; this includes integration with analytics, reference data and interfaces to risk management and the middle office. Main point of contact for the vendors of data and analytics. Helped develop infrastructure and front office analytics for risk and p&l systems for all US$ and latam products including treasuries, futures and derivatives. During the 2008 crisis, overnight development of counterparty risk systems for unsettled positions, for MBS and repos. Led a team to develop a risk capture and integration repository and presentation architecture for front office risk management and day to day trading risk for all US$ products.Hands on with XSLT, HTML, Python, SQL, C++, C#, Java, IDEs include Visual Studio and Eclipse.

Architected and help develop a multi-tier application mostly written in C++. Created corporate actions infrastructure in Global banking. Heavy use of DB ,SQL and MQ.

Helped design and implement a cloning protection scheme for the Audible device. Along with three others, was granted US Patent 6158005 for this work. Embedded systems programming. Helped design binary format of the audible data file. Designed and built the first version of Audible Manager(similar to iTunes, almost 10 years before iTunes) for downloading content and interacting with a hand held device. C++, assembler, ICE, embedded systems debugging.

Work included Medical Malpractice system using LINC, creating a smart card based retail processing system called OneCard using LINC and C++ and embedded systems, creating a framework for market data feeds for Dow Jones/Telerate in C++.

Helped create a Customs brokerage system for cross border goods transport. This system was written similar to a Bill Of Materials used languages like LINC, COBOL and Algol.

Worked on a number of projects including Ea$yDeal, an in-house FX Trading system, written in pascal, using an early version of the touch screen interface; helped install and support the product in Barclays Zurich.