Virginie P. Email and Phone Number
Micro-insurance product designer: Health , Life, accident, Fire, Agriculture | Commercial & marketing development strategist for Retail insurance, PMEs and micro-insurance l Female insurance specialist | Project manager’s experience for digital projects and partnerships in insurance l Mastery of financial accounts in P&C and Life Insurance, as well as reserving P&C and Life Insurance l Experienced in managing multidisciplinary teams in assurance for diverse multinational, multilinguistic and multicultural projects l Expert in employees benefits valuation and accounting French GAAP- OHADA l Living for Impact insurance because the poverty cycle can be breaked in Africa with an adequate insurance offer l Qualified Actuary from French Actuaries Institute | Afro-optimist
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Ceo, Co-FounderCova May 2022 - PresentDouala, CameroonExecutive with 10 african countries experience in Life, PC, Health and micro-insurance. French Actuaries Institute Qualified actuary but even more excited by strategy, business development, product development and marketing -
Group Retail/Pme And Innovation Director / Activlady Program Lead (Group Comex Member)Groupe Activa Assurances Jan 2020 - Oct 2021Douala, CamerounConduct Subsidiaries development on Retail and SMEs business,- Insurance for Women development with IFC,- Drive Internal transformation linked with defined strategy,- Conduct Aladin Project which objective is to permit the group to get the full competitive advantage from 20 years of data ( #Project management, #powerbi #bigdata- Go to market strategies review and implementation following,- Innovative products,- Business referent on Digital transformation -
Group Actuary And Statistics Deputy Director And Head Of InnovationGroupe Activa Assurances Dec 2016 - Dec 2019CameroonThree key works1/ Business plan (Products documents pack, financial projections, commercial & marketing strategy, etc) for the approval of both Life and P&C affiliates on two new country; Represented and provided additional support for the subsidiaries when faced against regulator, participation in the recruitment and the training of local teams, 2/ Project management of The Women Insurance program, Activlady, with the International Finance Corporation in 2 countries (Cameroon and Ghana). Creation of a brand well known among women and sustainable solutions for women, Activities: - Project frame, market study in 2 countries, design thinking sessions for CVP definition, creation of sustainable insurance solutions for women - Implementation in the two countries, launch of the created brand, followed by results and internal program animation3/Entire creation of the 1st offer for individual Health Insurance of the group and the second existing in the cameroonian marketActivities: - Management of a team of actuaries for data collection and exploration - Market study to confirm hypothesis - Management of a team of actuaries for machine Learning prediction of axes to determine a rate - - -Project management for Redaction of technical notes, different contractual documents, training and marketing documents, internal training and trimestrial follow-up Results: +200 millions FCFA in one year / 2000 new clients that first get an health insurance policy4/Creation and follow-up of the development of a burial insurance solution at unique rate for all ages, 5/ Integration of the 1st insurance product at a mobile service provider allowing it to instantly compensate the prescriber via Mobile Money -
Group Actuary Deputy DirectorGroupe Activa Assurances Aug 2014 - Dec 2016CameroonIFRS closings 2014, 2015, 2016, 2017 Calculation and approval of technical provisions to be recognized and drafting of the actuarial report on reserves Review of the Independent Actuary Report -Ghana Inventory of Activa Vie Liberia commitments and estimate of IBNR Liberia provisions, Responses to auditors on the various reports drafted and additional information, Estimation and evaluation report of long-term commitments for the 4 entities concerned (Activa Vie Cameroun, Activa Vie Guinea, Ugar Activa and Activa Assurances), Estimation of IBNR Guinea and Cameroon provisions according to IFRS and actuarial report on reserves,Social benefits valuation and accounting for various responses to local clients. Identification of actuarial studies and necessary reorganization -
Senior Analyst ActuaryPwc Sep 2011 - Jul 2014Neuilly-Sur-Seine, FranceConsultant for various compagnies and Audit’s Expert support on corporate social benefits.Actuarial Valuation and accounting of the various employee benefits of large companies (End of Career Allowance, Early Retirement, Annuities, Retraite - Chapeau, Savings, Stock options, individual pensions, Complementary Health, Provident, special schemes and other benefits governed by special agreements). -
Junior ActuaryAltia Feb 2010 - Sep 2011Half-yearly and annual accounts closing, calculation of technical reserves, other rôlesRisks: Life and disability insurance, Long-term Savings -
InternAllianz France Apr 2009 - Nov 2009Ville De Paris, Île-De-France, FranceMotor insurance tarification- Actuary IAF Memory presented -
InternAxa Liabilities Managers May 2008 - Sep 2008Ville De Paris, Île-De-France, France
Virginie P. Education Details
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Actuaire Qualifiée Et Certifiée Iaf -
Science De L'Innovation - Gestion Des Risques -
Applied Mathematics
Frequently Asked Questions about Virginie P.
What company does Virginie P. work for?
Virginie P. works for Cova
What is Virginie P.'s role at the current company?
Virginie P.'s current role is CEO, Founder COVA, Actuary, BFF 2022 Google, Lhoft Catpult Africa 2023 Winner.
What schools did Virginie P. attend?
Virginie P. attended Itcilo, Institut De Statistique De L'université De Paris - Isup, Pierre And Marie Curie University, Faculté Des Sciences Semlalia Marrakech.
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