🌟Passionate Construction Flooring Professional | Co-owner at Cart Construction | Bilingual in English and SpanishGreetings! I'm Viri Ramirez, a seasoned professional with over 8 years of experience in the financial industry at Wells Fargo, followed by my transition to the dynamic world of construction flooring. I'm currently co-owner at Cart Construction, a flourishing flooring company based in Iowa.💼Professional Journey:My journey began in 2017 when I ventured into the construction flooring industry. With a strong foundation built during my 8-year tenure at Wells Fargo, where I honed my skills in Phone Banking, Sales Specialist, Collections and Mortgage Department, I bring a unique perspective to the construction sector.🔧Key Skills:Supplier Relationship Management: Adept at developing and maintaining strong relationships with suppliers to ensure a reliable supply of materials.Deal Negotiation: Experienced in negotiating deals that foster mutually beneficial partnerships.Workplace Dispute Resolution: Skilled in resolving conflicts within the workplace to maintain a positive and collaborative environment.Risk Mitigation: Proven ability to assess and mitigate risks, ensuring smooth project operations.Crisis Communication: Effective communicator, especially in crisis situations, ensuring clarity and stability.Performance Coaching and Mentoring: Committed to fostering professional growth through coaching and mentoring initiatives.Bilingual Communications: Fluent in both English and Spanish, facilitating seamless communication in diverse settings.Debt Collection: Proficient in debt collection strategies, gained through my extensive background at Wells Fargo.Entrepreneurship: Currently co-own and manage Cart Construction, driving business success through entrepreneurial vision.🌐 Vision for the Future:My focus is on elevating Cart Construction to new heights, leveraging my expertise in supplier relations, negotiations, and risk management. I am passionate about contributing to the growth and success of the construction flooring industry.🤝 Let's Connect:I'm eager to connect with professionals in the construction, flooring, and entrepreneurial spheres. Whether you're interested in discussing industry trends, collaboration opportunities, or simply sharing insights, feel free to reach out.Thank you for stopping by, and I look forward to connecting with you!Best regards,Viri Ramirez
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Co-OwnerCart Construction Jul 2017 - Present# Develop and execute the company’s strategic vision and long-term goals.# Oversees budgeting, financial planning, and resource allocation.# Monitor financial performance.# Streamline and optimize business operations to improve efficiency and reduce costs.# Ensure quality control and adherence to industry standards in product and service delivery.# Build and maintain strong relationships with suppliers to ensure a consistent and reliable supply ofmaterials.# Optimize… Show more # Develop and execute the company’s strategic vision and long-term goals.# Oversees budgeting, financial planning, and resource allocation.# Monitor financial performance.# Streamline and optimize business operations to improve efficiency and reduce costs.# Ensure quality control and adherence to industry standards in product and service delivery.# Build and maintain strong relationships with suppliers to ensure a consistent and reliable supply ofmaterials.# Optimize inventory management to meet demand while minimizing carrying costs.# Build and strengthen the company’s brand through effective branding and marketing strategies.# Foster a positive and collaborative work culture.# Embrace and leverage technology to enhance operational efficiency and customer experience.# Develop contingency plans to address potential challenges.# Represent the company in community and industry events.# Address and resolve internal and external conflicts effectively.# Stay informed about legislative changes that may impact on the business. Show less
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Research And Remediation AnalystWells Fargo Oct 2016 - Jul 2017West Des Moines, Iowa, United States Assisted in project management, strategic planning, and implementation within Retail Services. Collaborated with leadership to identify and implement process improvements, enhancing overall efficiency. Contributed to the definition, analysis, documentation, and review of ECaR business requirements. Played a key role in developing new standard operating procedures and training materials. Collaborated with multiple departments to develop resources for Retail Services… Show more Assisted in project management, strategic planning, and implementation within Retail Services. Collaborated with leadership to identify and implement process improvements, enhancing overall efficiency. Contributed to the definition, analysis, documentation, and review of ECaR business requirements. Played a key role in developing new standard operating procedures and training materials. Collaborated with multiple departments to develop resources for Retail Services, fostering cross-functional teamwork. Provided work direction and coaching to Loss Mitigation, contributing to effective collection strategies. Assisted with training Research & Remediation team members, ensuring a knowledgeable and skilled workforce. Provided mentoring and training for new hires, transition classes, and specialty programs. Effectively communicated with various stakeholders to ensure the resolution of sensitive and time-critical matters. Successfully researched and resolved escalated inquiries, disputes, and executive office complaints. Worked as an intermediary with borrowers to resolve disputed matters and negotiate settlements. Recommended appropriate courses of action to management based on research and analysis. Utilized systems such as WIB, KANA, IRRIS, CSS, Lombardi, and DASH for handling inquiries and disputes. Show less -
Loan Adjuster Specialist- Loss MitigationWells Fargo Sep 2014 - Oct 2016West Des Moines, Iowa, United States Developed comprehensive procedures, training programs, and assisted in their successful implementation within the Loss Mitigation department. Analyzed Wells Fargo risk associated with borrower situations, determining suitable payment options, programs, and negotiating settlements. Contributed to project management, strategic planning, and the development of standard operating procedures and training within the Retail Services department. Recommended operational improvements to… Show more Developed comprehensive procedures, training programs, and assisted in their successful implementation within the Loss Mitigation department. Analyzed Wells Fargo risk associated with borrower situations, determining suitable payment options, programs, and negotiating settlements. Contributed to project management, strategic planning, and the development of standard operating procedures and training within the Retail Services department. Recommended operational improvements to enhance overall efficiency and effectiveness. Co-led the Compliance Monitoring program with leadership, compiling team reports and initiating contests to boost team member productivity and ensure compliance. Demonstrated an advanced level of decision-making ability while handling escalated phone calls. Successfully resolved all levels of delinquency, ranging from 1 day delinquent through Charge Off. Maintained relationships and built rapport with clients through consistent follow-up and communication. Possessed advanced knowledge of Retail Sales products, merchants, and dealers. Demonstrated expertise in negotiations related to settlements and repayment options while adhering to state-specific laws and guidelines. Analyzed and assessed Wells Fargo risk associated with borrower situations, providing informed recommendations for appropriate operational improvements. Show less
Frequently Asked Questions about Viri Ramirez
What company does Viri Ramirez work for?
Viri Ramirez works for Cart Construction
What is Viri Ramirez's role at the current company?
Viri Ramirez's current role is Co-Founder.
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