An astute professional and result-oriented Banker with unblemished service of 25+ years in Revenue Maximization, Collections,Fraud Control, Operations, Sales & Business Development, Client Relationship Management and Administration .Strong exposure in driving business operations with focus on top-line & bottom-line performance & Highly successful in driving profit gains. Expertise in spearheading banking functions with accountability of conceptualising & implementing financial procedures, developing policies and instituting internal controls; evolved and executed strategies that expanded business to new markets and restructured Banking Systems. A strategic planner with proficiency in defining vision and strategy for the Account Recovery Center for Mortgage & Home Loans. Adept in spearheading Debt Collection Operations including appraising proposals, risk analysis & scrutinizing collection process. Excellent track record of consistently achieving collection targets. Instrumental in building strong customer relationships to accelerate growth and addressing client priorities thereby attaining customer delight. Enterprising leader with a solid record in business transformations and new initiatives. Excellent track record of reversing losses into profits and turning around underperforming branches. Exemplary networking within Industry and related Authorities and Professionals.