Vishnukumar Limbachiya Email & Phone Number

Adelaide, South Australia, Australia

• Assist with critical year end tasks relating to MIT and AMIT managed funds and ASX listed trusts including processing of income tax components and 30 June prices.• Participate in the ongoing Data Quality program within Panorama and Asgard services including accountability for specific data quality items owned by the team.• Delivering a high level of customer service to customers including answering queries from financial advisers and internal business units.• Contribute to and promote continuous improvement culture, including updating of procedure and control documentation.• Maintain effective relationships with key stakeholders across Tax and Accounting Services, CSD, Product, Risk and Project teams as required.• Work to ensure adherence to all Risk & Compliance and control mechanisms with regard to processes owned by the Securities Operations Team.• Deliver a high level of customer service to internal and external clients.

Ahmedabad

• Managed huge portfolio of secured funding with decent team size. • People hiring and training• Authorized with sanctioning authority and recommendation authority • Credit exposure in multiple industry segments including Infrastructure and greenfield projects related to power, energy and transportation.• Analyzed in depth financial statements along with various financial ratios, cash flow statement, bank statements, credit bureau reports, external rating reports, Regulatory and compliance reports, Industry update reports and multiple other Internal control/checks.• Reviewed underlying property legal and technical aspects including property valuations and factored in final credit review/recommendation to upper management and risk committee.• Responsible for development and Implementation of several financial products and processes in align with organization risk and compliance strategy.• Evaluated customer credit data to determine level of risk involved in money lending and built various financial models.• Monitored and reported Operational Risk techniques and processes including Implementing the same in organization.• Accustomed to fintech based lending software - "salesforce" - from end to end processed - credit applications to payment posting• Worked towards Debt consolidation and Restructuring cases as per company guidelines and RBI norms and regulations• Worked cross-functionally with sales, management and other departments to maintain effective operations.• Meeting with Mortgage brokers/agents and reviews of each credit submissions.• Regular Monitoring of multiple MIS related to login to disbursement, TAT (Turnaround Time), Productivity, Delinquency MIS related to Infant, EWS, POT NPA, NPA recovery etc.

Ahmedabad Area, India

• Obtained and Inspected credit reports, credit references and financial statements to establish customer eligibility.• Scrutinized applicants’ financial status, assessed credit worthiness and property evaluations to determine loan feasibility.• Sanctioning authority of A$100k and recommending authority of A$2m.• Collaborated with management to evaluate credit strategies and develop improvements.• Directed team of Off-role credit analyst and providing training.

Accounting And Finance

Master, Accounts, Audit And Finance