Vittal Paul Email & Phone Number

Kerala, India

India

Gurugram, Haryana, India

Gurgaon, Haryana, India

Gurgaon, India

• Underwriting conventional loans for Altisource clients.
• Ensuring Adherence to client and investor (FNMA, FHLMC, Chase etc.)overlays
• Monitoring changes in industry environment to track changes in investor requirements.
• Reviewing credit report, bank statements, contracts, income documents, tax returns etc. of the individuals and businesses to assess C’s of lending i.e. Credit, Collateral, Capital and Capacity.
• Provide training to new team members.

Bengaluru Area, India

Mumbai Area, India

• a) Docs Reviewer (09/10/2012 – 10/01/2014)
• Preparing final Note, Deed Of Trust, Mortgage and other documents to execute at closing.
• Reconciling escrow HUD-1 and ensuring closing conditions are correctly communicated to closing agent.
• Coordinating with brokers, attorneys and closing agents to enable smooth closing of loans.
• Communicating with top management for exceptions approvals to avoid last minute delays in closing. b) Risk Analysis QC Analyst (10/01/2014 – 10/10/2016)
• Underwrite loans for Sun West Mortgage Company (U.S.) to ensure compliance with company, investors and HUD guidelines.

Bangaon Area, India

• Recording and posting of daily accounting entries relating to sales and purchases.
• Bank reconciliation.
• Filing monthly and periodical tax returns.
• Ensuring accounts payables are correct and obligations are honored in timely manner.
• Conducting internal audit of accounts.
• Communicating account status with head office and other sister concerns.

Master Of Business Administration - Mba, Finance, General, Second Class

Correspondence course. Related course work: Principles of Management and Organisational Behaviour, Managerial Economics, Accounting and.

Bachelor Of Commerce (B.Com.), Accounting And Finance, First Class

Activities and Societies: Quiz Club, Literary club. Financial accounting, Business management, Managerial Economics, Business and.