Vivek has 27 plus years of rich experience in Banking & Commercial sector. Dealt in various segments in Banking & Financial Areas such as Client coverage & Client Relationships , Credit & Structured products,Business strategy & policies making/advisory , Stressed Assets Management of Corporates/Retail Loans . Handled both Domestic & Cross Border(International) Clients from Corporates ,MSMEs ,SMEs & Retail. Good exposure of credit understanding of Corporates, DFI, MFI, ECAs , Semi Govt Bodies, Banks/Institutions e.t.c. in Asia(India)Africa n Middle east countries. He has good knowledge of fintech implementation, digital marketing etc. further Vivek has expertise in Special Situation Advisory /Debt Restructuring & Resolution.Worked in India and overseas , Vivek has gained sizeable knowledge in dealing with International and domestic clients. Client coverage in various countries India, Sub Saharan Africa (Mauritius, Tanzania , Uganda, Madagascar, Seychelles, Rawanda, Ethiopia) Egypt, France, Germany, USA, Malaysia, Middle East,