Vivek Prashanth Email & Phone Number

Karnataka, India

Mumbai, Maharashtra, In

Chennai, Tamilnadu, In

Chennai, Tamilnadu, In

Product Management

Chennai, Tamilnadu, In

Managing Operations, Revenue assurance

In

Cards& paymentLeading and Managing the team for ATM transactions and Cash deposit machine reconciliation.Experience in handling debit cards transactions, Travel cards, Gift cards.Dispute management in NFS network (ATM network), VISA network, Master Network (Both Domestic and International transactions).Handling of Point of Sales transaction, E- commerce, M-Pay(IMPS) and UPI transactions.

In

Retail banking :Have handled daily operations of banking process such as Demand deposits(Current Accounts and Savings accounts), Time deposits(Fixed deposit and Recurring Deposit), Fund transfer(NEFT and RTGS), Clearing of local and outstation cheques in Cheque Truncation System (Image based clearing).Cash management of the branch and entire division of 40 branches.Maintaining KYC compliance in A/C Opening and ensuring Money Laundering is prevented.Attending to customer queries and ensuring quality service to retail customers. Maintaining MIS reports of customers. Compliance :Appraisal of Loan proposals and providing internal rating for the customers to determine the feasibility of giving new Loan and renewal of Limit.Determining the drawing power for Cash Credit and Renewal of Working Capital Limits.Rectification of inspection remarks and responsible for dealing with Branch’s Internal & External auditors & inspectors thereby complying with statutory norms & Bank’s laid down policiesConsumer lending:Obtaining papers from prospects and customers and processing of loan proposals such as Residential mortgages, Commercial mortgages, Vehicle loan and Education loans.Responsible for obtaining Valuation of property, Legal clearance, Sanction, Documentation, Charge creation of mortgage properties and Complying with post sanctions norms.Recovery and follow up of Stressed Management Assets accounts.

General Management

B.E, Mechanical Engineering