Take sound lending decisions based on available information and interaction with the applicants.Assessing creditworthiness of a proposal by studying financial history basis documents submitted,market information,and reference checks.CAM preparation and recommendations of loans and obtaining sanction.Credit appraisals of loan applicants within defined policy guidelines and accordingly recommending them for approvals to higher authorities.Ensuring adherence to… Show more Take sound lending decisions based on available information and interaction with the applicants.Assessing creditworthiness of a proposal by studying financial history basis documents submitted,market information,and reference checks.CAM preparation and recommendations of loans and obtaining sanction.Credit appraisals of loan applicants within defined policy guidelines and accordingly recommending them for approvals to higher authorities.Ensuring adherence to internal credit policies, RBI guidelines and guidelines specific to financial partnersTimely processing of all proposals to ensure faster TATResponsible for overall supervision of activities like logging,processing and customer case follow-ups.To review and closely monitor all MIS regarding portfolio and reporting to management on daily basisManage credit quality and control delinquencies, frauds. Show less

• Credit Risk appraisal & evaluation of Loan proposals. Subsequent recommendation to appropriate level as per extant delegation.• Recommendation / underwriting of proposals adhering to the defined company's policies. Imparting training to sales team & credit team about product and policy.• Visiting locations for meeting vendors, new customers for better portfolio management.• Monitoring and periodic review of portfolio & supervising the overall Risk & Credit Checks/ controls.•… Show more • Credit Risk appraisal & evaluation of Loan proposals. Subsequent recommendation to appropriate level as per extant delegation.• Recommendation / underwriting of proposals adhering to the defined company's policies. Imparting training to sales team & credit team about product and policy.• Visiting locations for meeting vendors, new customers for better portfolio management.• Monitoring and periodic review of portfolio & supervising the overall Risk & Credit Checks/ controls.• Have a sound knowledge of the market in terms of risks associated with the product and prevalent market practices in the area of operation.• Providing inputs on system capability and other processes within a reasonable TAT.• Indentifying Early Warning Signals (EWS), constant monitoring of early delinquent (ED) and Non Starter (NS) portfolio and publishing reports to develop risk awareness and develop necessary action plan.• Understanding of inherent credit, collateral, operational and fraud risks.• Develop Vendors & Supply Chain for addressing Credit risk needs. Show less

• Take sound lending decisions based on available information and interaction with the applicants.• Assessing credit worthiness of a proposal by studying financial history basis documents submitted, market information, and reference checks.• CAM preparation and recommendations of loans and obtaining sanction.• Credit appraisals of loan applicants within defined policy guidelines and accordingly recommending them for approvals to higher authorities• Ensuring adherence to internal… Show more • Take sound lending decisions based on available information and interaction with the applicants.• Assessing credit worthiness of a proposal by studying financial history basis documents submitted, market information, and reference checks.• CAM preparation and recommendations of loans and obtaining sanction.• Credit appraisals of loan applicants within defined policy guidelines and accordingly recommending them for approvals to higher authorities• Ensuring adherence to internal credit policies, RBI guidelines and guidelines specific to financial partners• Timely processing of all proposals to ensure faster TAT• Responsible for overall supervision of activities like logging, processing and customer case follow-ups.• To review and closely monitor all MIS regarding portfolio and reporting to management on daily basis• Manage credit quality and control delinquencies, frauds. Show less

• Processing the files of Auto loan products.• Established loan department objective and login procedure.• Ensuring accurate and appropriate analysis of applicant’s credentials, including financial analysis & various associated financial ratios for credit decision as per the policy manual.• Vehicle verification for ensure the condition and to know the market value Generating business through our internal customer and guarantor.• Ensure compliance with all loans & regulations and… Show more • Processing the files of Auto loan products.• Established loan department objective and login procedure.• Ensuring accurate and appropriate analysis of applicant’s credentials, including financial analysis & various associated financial ratios for credit decision as per the policy manual.• Vehicle verification for ensure the condition and to know the market value Generating business through our internal customer and guarantor.• Ensure compliance with all loans & regulations and evaluated loan application and timely• Decisions.• Responsible for initiating personal discussion before recommending proposals besides recording.• Scrutinizing relevant document before recommending, ensuring with organizational credit policies.• Ensuring better co-ordination between operations and FCU (Fraud Control Unit) agency for better TAT and quality business.• Preparing and monitoring system related MIS.• Monitoring, and development of the sales executive to ensure quality and operation efficiency.• Generating Vehicle policy of SCV, CAR, MUV, LCV, HCV & TRACTOR.• Weekly training with all Executive. Show less