Visionary led transformational leader with 30 years of rich experience. A born technocrat, enterprise architect & delivery leader. - GenAI, XAi, AI ML programs from concept to production rollout- Led Digital transformation: reduced friction, increased digital sales, increased agent productivity by data analytics, AI and ML- Led Banking product development and delivery - Link business and technology well, aligned roadmaps, delivered value adding business critical solutions. My business acumen helped me gain trust of both business and technology as I connect well and ease out mutual understanding - Consulted clients to best suitable delivery model, SDLC, managed Agile transformation, executed change management - Partnered with sales and other departments for collective success and running account agenda - Defined program governance and conducted steering committee with stakeholders (CxO level) - Proven track record of defining strategy, innovating, budgeting, vendor negotiation and rolling out cutting edge solutions. Managed P&L and revenue center. - Experience in business functionalities of various domains including Fintech, Financial Services, Life Insurance, Payment Gateway, eCommerce, Content Marketing, Loyalty, Manufacturing as well as innovations in Digital transformation arena - Built and led high performing cross-cultural geographically distributed cross functional teams, work in sync with the corporate set parameters & motivating for achieving business and individual goals - Successfully built and managed Offshore Development Center under BOT model for a German product company running distributed Agile teams across geographies - Bank Partner relationship management - Led engineering team for payment gateway product and solutions delivery. Integration of UPI, QR code, Bharat QR, IMPS, Visa bill pay, BBPS, EMI on DC, CC, NACH, Wallet, Omni channel and other digital payment modes