With over 18 years of experience of working on 5 different retail banking products,I am extremely keen on quality and demonstrate versatility on skills required for producing world class enterprise architectures, while working extensively for improving product performance with regular benchmarks. I have designed and developed some of the most complex sub-architectures required for the retail banking products like transaction approvals, performance monitors, Backdated transaction architecture and functional architectures like Flexicredit facility, Risk Indicators, Payments, Cards.An expert on functional development for critical , regulatory and time sensitive domains of Credit lines and Deposits, I have a sterling reputation to deliver complex solutions with great quality.