Advising the company on development of ‘ROKAD’ a Digital Aggregator Platform for providing citizen centric services. Implementation of MSRTC PREPAID SMARTCARD project for 7 million bus passengers in Maharashtra. Formulating Business Strategy and advising the company on areas covering Digital initiatives, Marketing, Business Development, Tech Operations, Human Resources, Customer Service, Finance and Regulatory Compliance. Growth of network of Business Correspondents in rural/semi-urban areas for delivery of smartcard and other banking and non banking services through Company’s platform. Identification/ implementation of innovative products and services to be delivered through network of more than 3500 Rokad Digital Seva Kendras.

As Director in the Board of 5 Associate Banks, provided guidance and direction for business growth and ensured Compliance of Regulatory guidelines while approving various policies. Handled HR function of 5 Associate Banks including promotions/placement of Top Executives and Review of their HR policies.

Head of Deptt handling Bank’s Digital Banking Channels and Retail Payment Systems including Internet Banking/ATMs/CDMs and new digital banking initiatives. Introduced innovative prepaid card payment solutions to improve customer convenience and satisfaction.

As Head of Compliance, Finance and Audit functions of the Circle, handled various types of internal/external audits and ensured compliance of regulatory requirements.

As head of Deptt looking after all the work relating to the Currency Chests and Clearing Houses managed by SBI on behalf of RBI, improved efficiency of operations, maintained close Liaision with RBI and ensured compliance of regulatory requirements.

Effectively coordinated 3 consecutive RBI inspections under Section 35 of Banking Regulations Act, Risk Based Supervision and Compliance of RBI Reports at SBI, Corporate Centre, Mumbai