At KRANER, LLC we aim to make sure your money works for you. We will walk you through a step-by-step process that is designed to make you feel confident in your decisions to fund the goals you have identified.Once your goals have been established, appropriate strategies are customized to suit your vision and objectives. The process we follow in completing a total financial strategy consists of:1. Gathering and analyzing your financial situation to develop a clear picture… Show more At KRANER, LLC we aim to make sure your money works for you. We will walk you through a step-by-step process that is designed to make you feel confident in your decisions to fund the goals you have identified.Once your goals have been established, appropriate strategies are customized to suit your vision and objectives. The process we follow in completing a total financial strategy consists of:1. Gathering and analyzing your financial situation to develop a clear picture of your specific needs, assets, liabilities, and risk tolerance;2. Designing a financial strategy that takes into account the full range of needs you have now, and those needs you may have in the future; and3. Periodically reviewing your strategy, consulting with you to make appropriate adjustments, and assisting you in keeping your plan on track.We can help you execute a sound financial strategy based on the 12 Wealth Management Issues:- Investments- Insurance- Liabilities- Qualified retirement plan/IRA distribution- Corporate executive stock options- Business succession planning- Durable power of attorney issues-Gifting to children/descendants/others during life- Charitable gifting- Titling of assets- Executor/successor trustee issues- Distribution plan for wealth at death• Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. For hyperlinks to FINRA and SIPC, please refer to ‘See Contact Info’ section above.•Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.• The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.We are registered to sell insurance in: CA, IA, NC, NY, MI, OH, PA, RIwww.kraner.com Show less

I was recruited from Morgan Stanley to Wachovia, given a community where I would mange the existing relationships while building new ones. As a Licensed Financial Specialist (which means I was licensed to offer investment and insurance advice), my role was to be a personal banker to high net worth families, clients with $250k to $3MM in assets, in order to oversee their daily financial operations and meet client’s financial needs. In the capacity of a personal banker I was responsible… Show more I was recruited from Morgan Stanley to Wachovia, given a community where I would mange the existing relationships while building new ones. As a Licensed Financial Specialist (which means I was licensed to offer investment and insurance advice), my role was to be a personal banker to high net worth families, clients with $250k to $3MM in assets, in order to oversee their daily financial operations and meet client’s financial needs. In the capacity of a personal banker I was responsible for opening checking and savings accounts, create college planning and estate planning, understand the complexity and plan tax strategies with insurance and investments products. Show less

I love seeing and talking to people, my prevues job made me look at the computer screen for hours a day without speaking to a single human being. Instead of creating financial products I wanted to show people how these products can suite their daily needs and meet their financial goals. For this reason I transferred to Morgan Stanley, where I became licensed as a Financial Advisor.As a Financial Adviser I provided clients with advice on financial matters, making recommendations on… Show more I love seeing and talking to people, my prevues job made me look at the computer screen for hours a day without speaking to a single human being. Instead of creating financial products I wanted to show people how these products can suite their daily needs and meet their financial goals. For this reason I transferred to Morgan Stanley, where I became licensed as a Financial Advisor.As a Financial Adviser I provided clients with advice on financial matters, making recommendations on ways to best utilise their money. My role involved researching the marketplace and advise clients on products and services available, ensuring they are aware of and understand those that best meet their needs and financial goals. Show less

I developed a system to analyze South American and Eastern European companies to determine the level of their growth and allocation of fund to consequent departments.I was able to dissect the health of the company with the data I was provided, for further analysis by the senior staff. My information would be packaged and sent on to the product development group.•Responsible for the coordination and development of the annual budget and monthly forecasting process for the major… Show more I developed a system to analyze South American and Eastern European companies to determine the level of their growth and allocation of fund to consequent departments.I was able to dissect the health of the company with the data I was provided, for further analysis by the senior staff. My information would be packaged and sent on to the product development group.•Responsible for the coordination and development of the annual budget and monthly forecasting process for the major divisions of the organization.•Prepare, analyze and interpret monthly variances and trends between budgets, actual and prior results developing projections and forecast.•Develop and maintain revenue roll forward and metrics •Run monthly forecasting meetings with several departmental and senior managers to ensure accurate monthly forecasting.•Partnered with accounting group to create and enhance accrual process, ultimately the new accrual process helps managers better forecast expenses resulting in significantly more accurate forecasts and monthly closes Show less