Walter Hofer Email & Phone Number

Orange County, California Area

o Processed Conventional, FHA, and VA loans; purchase and refinanceo Maintained a pipeline of 50+ loans.o Communicated with borrowers to provide customer service and requestoutstanding conditions.o Was a lead in testing out new products as needed for a progressivecompany.o Helped the development of younger processors with years of knowledgeand guidelines.o Re-Underwrote and helped place/structure as needed.o Maintained a complete knowledge of all current Conventional andGovernment guidelines as well as investor overlays.

o Processed Conventional, FHA, and VA loans; purchase, refinance, forwardand reverse (HECM).o As employee number one, I helped build a company from startup brokerto fully delegated.o Wrote nearly all training material and operational guidelines for a growingcompany.o Built/wrote all tracking/reporting within Calyx Pointo Held bi-monthly training classes for Loan Officers to help themunderstand available programs and guidelines.o Pre-Underwrote submissions from LO’s and then gathered all neededdocumentation for a complete submission to Underwriting whilemaintaining a 98% underwriting approval rate.o Communicated with borrowers to provide customer service and requestoutstanding conditions.o Maintained a complete knowledge and understanding of DO/U, LP, andmultiple lender and investor AU systems.

o Processed Conventional, FHA, and VA loans; purchase, refinance, forwardand reverse (HECM).o Maintained a complete knowledge of all current Conventional andGovernment guidelines as well as investor overlays.o Responsible for staying in compliance including the newer MDIA, RESPA,and HVCC acts.o Maintained a complete knowledge and understanding of DO/U, LP, andmultiple lender and investor AU systems.o Drew docs on all in-house products using Doc Magic.

o Managed, marketed, and sold properties in 40+ states.o Managed properties from foreclosure to liquidation.o Worked closely with attorneys and oversaw the eviction process to reducetime and carrying costs.o Worked closely with vendors to provide complete property preservation.o Interviewed and assigned Realtor’s experienced in REO properties, theproperty location, and those area’s demographics.o Analyzed national market trends and accurately priced and positionforeclosed assets to maximize profit margins and limit DOM and DII.o Provided professional contract negotiation to ensure maximum net.o Provided closing management and transaction coordination includingworking hand and hand with Escrow Officers, Closing Attorney’s, andTitle Officer’s as the sole point of contact for the seller.o Worked with the res.net and REO TrackPoint operation platforms.o Was the sole contact for the development and testing of the REOTrackPoint platform by DepotPoint.o Ranked number one each month in all company ratios and statistics.

o Set rates and pricing on all in-house products.o Sold loans to 30+ Investors/Wholesale Lenders.o Responsible for ensuring state and investor required documents wereincluded in doc set and listed the correct information for the program.Also responsible for insuring documents were signed correctly to insurepurchase by the Investor.o Monitored investors and secondary market daily to insure maximumcompany profit.o Responsible for maintaining and updating programming and databases inthe company’s banking software.o Reviewed and approved files for entry into Processing/Underwriting.o Found new avenues and markets in a depleting industry.o Responsible for working with local HUD HOC to get company FHAapproved Full Eagle, Title I, and Title II.o Proficient in investors AU systems. Worked with DU, DO, LP, CLOUT,Emits, IDASL, and Assetwise daily.o Brokered loans to 30+ lenders.o Continued to process loans to help and understaffed company reach itsgoals.

Aliso Viejo, Ca

o Gathered, reviewed, and cleared all conditions on in-house products.o Drew docs on all in-house products.o Maintained a strict knowledge of all guidelines on multiple programs.o Brokered loans to 20+ Lenders.o Managed relationships with multiple Title & Escrow companies.o Consistently led in funding’s and set all company processing records.o Managed and approved pipeline of 70 to 90 loans daily.o Communicated with borrowers to provide customer service and requestoutstanding conditions.