I have been practicing financial planning in Orange County, California since 1980. Using a fee based approach, I provide financial planning, business planning and investment management services for individual, trust, endowment, corporate, and qualified pension accounts. I specialize in retirement planning, employee benefits, investment portfolio management, qualified plan design and implementation, and elder planning issues.I follow a detailed Financial Planning Process by defining goals and objectives, analyzing personal and business data, and identifying strategies in the scope of a disciplined method to assist clients in making sound financial decisions. The relationship takes form as we develop a tailored system of monitoring and managing the financial or business plan.Over the past 30+ years I have developed expertise in the following Financial Planning Services:- Wealth Management- Retirement Planning- Estate Planning- Insurance Planning- Tax Planning- College Planning- Business Planning, including Employee Benefit Plans and Executive CompensationSecurities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Financial Planning Services through Insight Financial Advisors, a Registered Investment Advisor. Insight Financial Advisors and Cambridge are not affiliated.