Winnie Pan Email & Phone Number

First Canadian Place

Distinguished Achievements: Q4 2019, Q2、Q4 2020 Spotlight Award• Business Delivery and Operations: Complete comprehensive risk analysis, work with client strategy team to design appropriate credit structure and terms; prepare and recommend credit applications within prescribed limits; • Risk Management and Control: Manage the risk of assigned portfolios in a timely and precise manner, focusing on quality of information, analysis, and credit recommendations to ensure the profitable execution of sale of credit products and services to Platinum Banking clients; • Verification of Documents and Terms and Conditions: Ensure the completeness of loan security documentation and conditions precedent providing authorization for loan drawdowns as per terms and conditions of authorized credit transaction. Assess significance of any security or conditions shortfalls to determine required action including disallowing drawdown in situations where a shortfall materially impacts credit and fraud risk; • Partnership: Maintain effective relationships with Private Bankers and other deal team partners to build a collaborative working environment that focuses on client needs and the delivery of the desired client experience; • Service: Provide timely, accurate service to ensure the retention of valuable Private Banking clients and to identify and recommend workflow & process alternatives which can lead to improved efficiency and service levels

Toronto, Canada Area

Distinguished Achievements: Q3 2018 Spotlight Award • Receive, process and authorize personal and commercial drawdown requests from BMO Private Banking. Ensuring that documentation requirements are met and drawdowns completed as per the terms and conditions of authorized credit transactions• Ensuring that the documentation selected to support the transaction has been prepared by referencing the Security Documentation Manual and ensuring any variances to the Security Documentation Manual are approved• Accountable to validate that security documentation is accurate, complete and has been properly executed (signed) and perfected (registered) prior to authorizing the drawdown.• Manages exception logs (E-Logs) related to drawdowns, and will put minor deficiencies only on the E-Log pertaining to documentation and drawdown, clearing them once any issues have been resolved, and complete loan applications/annual reviews • Ensuring the drawdowns are in accordance with sound principles and in compliance with Bank Policies & Procedures and in a timely fashion. Understand and appropriately manage drawdowns, including the complexity of meeting multiple draws and conditions to draws.• Provide final authorization for all drawdown requests, liaises with bank solicitors (as required) and is accountable to understand the loan structure to ensure the proper identification, obtaining and execution/perfection of all documents prior to funding/releasing funds

Fcp Toronto Ontario

Distinguished Achievements: National Top Work Effort Units Q4 2017 Spotlight Award • Consistently provide high quality lending portfolio management to Platinum Banking lenders with the objective of exceeding customer expectations• Verify and process loan drawdowns, ensuring they are within the terms of the credit authorization and all security documentation is on hand .Ensure timely and accurate set-up, maintenance and advance of lending products.• Identify, diarize and monitor accounts for security renewals, registrations, overdrafts, and to meet compliance requirements. Review and action overdraft and other monitoring reporting in a timely manner.• Set up and complete margin/covenant tests as applicable within established timeframes, Maintain control of collateral security (incl. preparation and registration).

Bmtt Toronto Ontario

Distinguished Achievements: National Top Work Effort Units Q2 2009, Q2 2010, Q1 & Q4 2011, Q3 2012, Q4 2013, Q2 & Q4 2014 Spotlight Award • Review submitted loan documentation in accordance with BMO lending policies and procedures • Supervising and providing detail instruction to ensure proper preparation, registration, and validation of security documentation as per terms and conditions of authorized credit and Procedures to ensure bank assets are safe and secure• Following up on any outstanding security /documentation• Reporting any deficiencies on Unauthorized Advances and /or Credit Deficiencies to assist with the compilation of required reports for review by the Senior Manager, Client Servicing to support monitoring the quality of the portfolio and minimization of risk• Managing the disbursement of funds for all AFC/Broker deals, ensuring accuracy of data. Proactively managing outstanding files/conditions through the completion of funding, working with clients to improve funding ratios• Providing prompt, efficient, superior customer service to external clients, maintaining a high level of Dealer/broker customer loyalty to promote additional business opportunities