Lisa Warner Email & Phone Number

Phoenix, Az, Us

Analyze complex commercial credits including new requests, renewals, modifications, annual reviews and risk rating assessments. Ensure structures adhere to credit policy and compliance requirements. Prepare high quality credit underwriting memorandums for senior credit officers which include financial analysis, key risk factors, collateral analysis, sources of repayment, guarantor analysis and ability to service debt.

Chandler, Arizona

Evaluated financial statement spreads and financial ratio covenant calculations for accuracy and compliance with legal documents and bank policy. Prepared monthly management reports, trend analyses and observations of operational risk. Identified and developed training tips for analysts and managers. Recommended process improvements to management to mitigate risk.

Phoenix, Arizona

Cash management; accounting; hire and manage contractors; office management; manage orders through bidding, acceptance, assignment, delivery and billing processes.

Managed the operations and investor reporting processes for six master trusts totaling more than $69 billion in asset backed securities. Successfully transitioned five master trusts acquired via portfolio acquisitions. Worked with external consultants to develop, customize and implement a master trust database and reporting system resulting in substantially increased operational efficiencies and improved report accuracy and quality control.

Managed an $8 million dollar commercial loan portfolio and related deposit accounts averaging $6 million. Types of loans included operating lines of credit, term financing, Industrial Revenue Bonds, and all documentation associated with such loans.

Phoenix, Arizona

Determined credit risk for all types of commercial loans based on analysis of the borrower's financial condition, repayment programs, collateral values and conformity with bank policy. Worked as a staff auditor prior to this position and designed and supervised audits of major bank functions.