Warren Hutter Email & Phone Number

Saint Louis, Missouri

Orange County, California

First National’s unique capital structure allows them to provide clients with the most flexible, cost effective credit capacity in the industry, and the capability to custom-tailor solutions to meet all tax, accounting, and compliance objectives. Providing asset-based financing between $250,000 - $50MM. Complete review of all personal and corporate tax.

Orange County, California

Balboa Capital provides nationwide equipment financing, small business loans, and merchant cash advance services.

Irvine, CA

Manage a portfolio of 275+ non-performing loans. Performed due diligence analysis and review on delinquent high-risk loans, appraisal reports and values, title reports with liens, assets, and critical underwriting analysis for hundreds of loan acquisitions Perform daily review of assets to determine the best exit strategy for each loan. Initiate cold.

Orange County, California

Analyzed complaints reviewed by other departments to determine borrower financial harm. Conducted trainings classes for new associates in multiple systems utilized as a part of the foreclosure reviews. Senior Modification Underwriter for multiple investors including Fannie Mae, Freddie Mac and FHA/VA. Subject Matter Expert in multiple areas of loan.

Irvine, CA

Established B2B sales and relationships with community development leaders, business owners and philanthropic organizations where I provided unique, inspired travel destinations and experiences for for use in their non-profit fundraising auctions and activities.

Orange, CA

Initiated contact and built rapport with home owners to avoid foreclosures and get out of their distressed mortgage situations. Performed comprehensive credit and value due diligence on large pools of distressed mortgages and real estate assets to determine current market value along with the most profitable loan level exit strategies for each asset..

Costa Mesa, CA

Certified Up-front Mortgage Lender Designation, operating in all 50 states, Full Eagle FHA, competitive pricing with a guarantee for best-pricing.Assisted home owners to get mortgage rate pricing for their Purchase and Refinance transactions, while providing exceptional customer service to all clients.Directly responsible for reviewing all documents.

Lake Forest, CA

Retail Mortgage division VP. 380 EmployeesRepresented NationPoint Bank (a subsidiary of Merrill Lynch) to the public in a consultative approach for their home purchasing and refinancing mortgage needsFostered and maintained long-term relationships with customers and B2B real estate agents and business owners. - President's Club Award Winner (2005) ranked.

Mortgage Underwriting And Processing Per Investor Guidelines And Federal Regulations

Learned how to think and act like an Underwriter and Sr. Processor for conforming, non-conforming, FHA, VA, USDA files. Certified as.

Certified Master Processor

Advanced Sales Coaching, Real Estate And Mortgage Financing Sales Training

Activities and Societies: Sigma Alpha Mu Fraternity

B.A., Psychology And Business Management

Activities and Societies: Philanthropy Chairman 1986 (raised $3,600 for American Heart Association), President Sigma Alpha Mu Fraternity.