Wayne Cetrone, Cams, Cfe, Cpp Email & Phone Number

Charlotte, Nc, Us

Minneapolis, Mn, Us

As the Enterprise Financial Crimes Compliance AML Risk Manager, I work closely with various levels of management to ensure that assigned business line is in compliance with the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) and Office of Foreign Assets Control (OFAC) laws and regulations; as well as Corporate Standards. • Perform BSA/AML and Sanctions Risk Assessments on assigned Business Line to ensure controls are operating appropriately;• Identify and analyze factors which may affect risk mitigation and protection, as well as compliance with BSA/AML and OFAC/Sanctions regulatory requirements;• Assist Business Line to comply with corporate policy and standards by providing interpretive guidance and oversight;• Manage multiple projects that have revenue implications and aggressive deadlines• Assess BSA/AML/OFAC/Sanctions risks presented with new and existing products and services, and advise of necessary changes;• Assist Bank management and staff in communicating and implementing changes to BSA/AML/OFAC/Sanctions policies and standards;• Assist in examinations by internal/external auditors and by regulatory examiners; and• Assist in tracking/resolution of quality assurance, audit and exam issues.

Richardson, Texas, Us

As the Chief Operations Officer, I was responsible for the strategy, growth, day to day operations decisions and for implementing the entity’s long and short term plans. Additionally, the COO acted as a direct liaison between the Board of RealPage Payments Services, “RPPS” (a wholly owned subsidiary of RealPage Inc.) and management of RealPage, Inc. • Manage all assessments and examinations including CFPB, State, Federal, Visa, MasterCard and AMEX;• Manage and evaluate the organizations strategic direction;• Oversee and deliver RPPS’s performance in accordance with the short and long-term goals and business plan;• Define, implement and measure the proper metrics to ensure accurate performance is met• Establish the proper resources (capital and people) for RPPS in conjunction with short and long term business plan;• Responsible for deploying compliance and risk procedures for money services business. These include AML, (Anti- Money Laundering) OFAC, Bank Secrecy Act, Suspicious Activity reporting and underwriting for ACH and Card processing;• Manage proper compliance and risk controls to manage and support MSB requirements for RPPS; and• Responsible for providing senior leadership, oversight and developmental execution of all business products including both proprietary software and third party alliances.

Richardson, Texas, Us

As the Vice President Payments Compliance, I oversaw the underwriting, risk management and compliance for the Payments product that included Third Party Payment Processing, Payments Facilitator and ISO. This includes but not limited to compliance testing, generating results and reports from the testing then communicating results to Executive Management. The VP Payments Compliance acts as a direct liaison between the Implementations, Operations and Underwriting teams and management of RealPage, Inc. • Manage PCI Audit, NACHA Audit, SOX and SSAE 16;• Compliance testing, monitoring and reviews;• Identify gaps in program policy and operating procedures;• Perform annual risk assessment on business line;• Manage multiple projects that have revenue implications and aggressive deadlines• Successfully implemented compliance program initiatives to support electronic payments solutions for the single and multi- family industry;• Manage, negotiate and review vendor/business partner contracts and relationships;• Work closely with Legal and Information Security to mitigate procedural, system and department vulnerabilities; and• Draft, implement and review Compliance Program policy, processes and procedures.

Houston, Texas, Us

As the Senior Analyst Fraud and Collections, I was responsible for data mining usage reports for residential and business customers to detect patterns of fraud. I also developed new procedures to streamline the Collection’s team efforts. Additionally I developed new reports to monitor for customer’s accounts flagged for energy diversion.

Columbus, Ohio, Us

As the Information Security and Risk Senior Analyst, I contributed to the development and implementation of systems, policies and processes for the identification, collection and analysis of risk related information, including business continuity and information security. I served as Information Security contact between the line of business and Corporate Enterprise Risk Management on all risk matters. I maintained the overall view of business risks across operations, compliance and reporting while managing and coordinating responses to information security incidents. Additionally I reviewed and analyzed reports and data for control and process inconsistency.

Columbus, Ohio, Us

As the Senior Compliance Analyst, I reviewed all related marketing communication a client produces in regards to the credit card program and provide approval or identify risk to the organization if not in compliance while coordinating startup and provide support for client conversion to and from the Company system through adherence to regulatory requirements and Company standards. I served on client specific project teams that include but not limited to enhancements, new product implementation, changes in terms, etc. and provided substantial input during procedural/process revision and implementation projects while maintaining a current knowledge on laws and regulations impacting the business and recommend appropriate changes to ensure compliance with these changes.

Columbus, Ohio, Us

As the Compliance Data Analyst, I monitored personal and business account activity for atypical or suspicious patterns and violations of the Bank Secrecy Act for the purpose of money laundering in accordance with the USA PATRIOT Act. I generated detailed reports and spreadsheets using Excel for a more comprehensive account analysis. I analyzed, interpreted and reviewed numeric data for the purpose of composing a narrative for different levels of the bank's management team and or law enforcement agencies. Additionally I monitored reports and track all incoming and outgoing wire transfer activity to and from FATF, OFAC, FinCEN Advisory and State Department Consular Warning countries.

As the Employment Supervisor, I conducted interviews for individuals applying for work at the department store. Additionally I performed POS training classes for all new hires and was the benefits liaison for all store employees. I provided turnover, attendance and applicant screening reports to the HR Manager.

Bachelor Of Sciene, Business Administration

Education record