Wayne Coleman Cemap Dipfa Email & Phone Number

Bury

I have worked in the financial services industry for some 20 years, the majority of which has been spent with high street banks, in both an advisory and management capacity, then joining a large St. James's Place Partner Practice in 2013.Establishing Consilium Wealth Management Ltd has allowed me to focus on my strong belief that every client is unique; my overall responsibility is for the delivery of our client service proposition, our client service charter that we pride ourselves on and ensuring each client is treated as an individual with differing needs and goals. I enjoy building long-term relationships with my clients, both individuals and businesses, to help them achieve their objectives and aspirations, I offer advice on all aspects of financial planning, ensuring that a personalised and finely tuned plan is implemented.

Manchester, United Kingdom

My role at Capstone Financial Management is to work closely with our private clients and corporate clients to deliver effective financial solutions that will help them achieve their financial goals.In particular I offer financial advice in the following areas:• Investing planning• Retirement planning strategies for pre and post retirement• Corporate and personal protection• Trust and estate planning• Personal and corporate tax planning• Mortgage advice My main aim throughout my career has always been to deliver on-going, exceptional financial advice to my client’s; taking the time to understand their needs and aspirations, and provide personalised financial solutions to help them achieve their goals.Your home may be repossessed if you do not keep up repayments on your mortgage.

Hoylake

As a Principal Partner Practice of St. James's Place we believe in putting our clients firmly at the heart of everything we do, enabling us to run a genuinely client-focused business. In our experience, no client is the same and we therefore ensure that we understand your personal or business objectives and deliver solutions that are right for you. We do not provide off the shelf solutions, but we offer the benefit of a single relationship for all of your financial planning needs. We strive to offer the very best service to develop a long term relationship with you.We aim to deliver our commitment by:•Providing personal face-to-face financial advice•Giving you the opportunity to review your financial affairs regularly•Effectively managing your investments via our distinctive approach •Keeping you informed of the latest news and any changes that might affect your personal situation•Listening to your feedback •Ensuring that our dealings with you are sensitive to your needsWe specialise in providing high quality personal advice on many aspects of wealth management, advising clients of widely differing financial resources and of all ages. Additionally, we assist businesses in the increasingly complex area of corporate financial planning, providing guidance on pensions, protection for directors, key employees or shareholders, tax reliefs and aspects of exit strategy planning.

North West

Working with businesses and individuals Puleston Wealth Management prides itself on providing an excellent client experience whilst addressing basic and complex needs through face to face financial planning and wealth management. By building great relationships with you our client we are able to help identify your needs and objectives.We have already helped many businesses and clients save money, make better use of capital, and protect both businesses and families from unforeseen circumstances, such as long term sickness, critical illness and death.We work closely with accountants, barristers, solicitors and other professionals to provide you with the complete service you deserve saving you even more time and money.Our services include:-Business Continuity & Succession PlanningKey PersonPublic Liability and other business insurancesSavings & InvestmentsPensionsProtectionMortgages and Secured LendingRetirement PlanningWills, Trusts and Power of Attorney Inheritance Tax PlanningLong term carePrivate medical insuranceBuilding & Contents insuranceCommercial Lending Auto enrolmentEquity Release

North West

Working within a busy and high volume environment driving consistency and best practice across all of the businesses areas. Responsible for using MI suites effectively to drive key behaviours, monitoring and managing my teams diaries to ensure effective time management, and ensuring an excellent customer experience whilst making sure that all customers are treated fairly. Leading and delivering my responsibilities as a member of the Senior Area Team. Actively embedding a customer focussed culture across my team and providing seamless coaching and supervision.o In charge of managing and supporting my team of financial advisors.o Supervision of teams KPI’s to ensure high performance across a range of benchmarks.o Providing accurate financial information, figures and statistics to colleagues and senior managers.o Ensuring that all risk controls for the area are met and adhered to at all times.o Giving advice, inspiration, guidance and support on all matters to my team, arranging and chairing monthly team meetings.o Expert awareness of high street competitors.

North West

Lloyds Banking Group (Previously HBOS)Differing roles starting as a Client Manager within a regional call centre (Feb 1999 – June 2001), Personal Financial Advisor (June 2001 – Sept 2007), Senior Financial Advisor (Sept 2007 – Nov 2008) then progressing to Local Bancassurance Manager from Nov 2008 to Jan 2011. Working and progressing well within the company to provide customer centric advice, adhering to all quality and risk controls within a highly regulated role, and then recruiting, managing and leading the most successful team of financial advisors in the region.

Dipfa Level 4

Cefa 1,2 & 3