President
CurrentBarrett Insurance & Associates is an independent, locally owned and operated insurance provider, with over 20 years experience helping individuals and business owners with their life, LTC (Long Term Care) and group benefits. Details are as follows:-Business owners and managers are looking for ways to save money on their group benefits. We typically save our group clients 20 to 30% on their benefits. If you haven’t quoted your group benefits in the last 3 years, you are paying too much.-We act on your behalf and negotiate the best rates with the major companies Life both company paid and voluntary STD (Short term Disability) LTD (Long term Disability) Dental -both company paid and voluntary Vision -both company paid and voluntary Critical Illness- both company paid and voluntary-Life Insurance for Business owners and individuals: o Since we are independent we have access to 100’s of companies which allows us to work for our clients and save them money. We typically save our clients over 30% on their insurance. Key Man Insurance for Business Owners Buy Sell agreements Estate Planning Individual life insurance policies • Term insurance based on specific number of years (10, 20 and 30 years are the most common)• New term for Life (guaranteed tax free benefit)• Permanent -Universal life etc• free policy reviews and needs analysis to help our clients determine the type and right amount of coverage. • Fixed Annuitieso Offer significantly higher interest rates over Bank CD’s etc.• LTC (Long term Care)o Very popular with individuals and business owners Bottom line we work closely with our customers to match each client with the best companies which allows significant savings and allows our clients to meet their goals and objectives.