Ricardo is a Hi-tech veteran in enterprise software and technology. Building enterprise security and compliance products and designing solutions for primarily the capital markets, retail banking and payment’s industries. Technology products and solution architectures spanning four continents for institutions such as Cit, BNYM, BBVA, SBI, Nomura, ITAU, Banco do Brazil, Bradesco, Banorte, Banco Santander and PayPal. After spending over a decade at Oracle he has worked primarily in the Blockchain financial services and payments space since 2017. Working with crypto startups and large financial institutions educating, building and designing innovative institutional DeFi architectures, trading, settlement, treasury management, wallets and hybrid military grade, custody products and solutions. Has worked for crypto industry’s first secure enclave protected Bitcoin wallet and designed, launched and delivered first ever crypto Wallet-as-a-Service product at BRD which was recently acquired by Coinbase. He has managed large global teams for custom software development, consulting and the integration of vendor packages for a variety of startups and institutional clients. Ricardo has a passion for designing cutting-edge, secure, risk intelligent products and services to support the evolution of money and finance. Collaborating across the crypto ecosystem and building products to support the multi trillion dollar industry entering the digital assets space. You will find Ricardo at the intersection of TradFi and DeFi for the remainder of his career. Ricardo is a passionate human rights advocate to promote change, awareness, and global market adoption of decentralized computing through blockchain for social impact projects focused on supporting the U.N.’s Sustainable Development Goals #BRD #Blockset #Ethereum , #Polygon , #Nighfall, #Quorum , #Solana, #ZCash , #Stellar , #Polkadot , #Substrate , #Hedera , #DID , #SSI , #VerifiableCredentials , #Sovrin , #DLT , #blockchain , #identity , #stablecoins , #DAI, #Matic, #Tether, #USDC , #TUSD , #PAX , #GUSD , #Coinbase , #Binance , #Gemini , #Kraken , #BTC , #ETH , #SOL, #MKR , #ZEC , #XMR , #LTC , #HBAR