• Conducted credit risk assessments for over 100,000 listed firms and SMEs using machine learning models.• Analyzed and validated structured and unstructured data sources to enhance data integrity, and developed data-cleaning techniques to manage high levels of missing data.• Applied machine learning insights to uncover key risk indicators and refine risk scoring methodologies.

• Carried operational risk management information services for commercial banks, contributing to building measurement model framework of operational risk capital based on the Basel III Agreement.• Established mapping of 2000+ business metrics to accounting entries and oversaw the measurement and impact analysis of the new standardized methodology for operational risk.• Built seven reverse case libraries, including the People's Bank of China, to improve commercial banks' personal information protection compliance process from zero.• Executed research and interviews with various departments of commercial banks, carried out data-link monitoring, confirmed sensitive points of marketing risks, and followed up on implementation of personal insurance system.

• Executed market analysis, gathered industry-specific quantitative data, analysed internal information on competing products, constructed an investment research framework, and refined hedging and long-short quantitative strategies.• Facilitated intelligent operations, assisted in the development of cutting-edge quantitative models and analysis tools, helped better understand and manage customer base of over 200 groups.• Accelerated development and implementation of performance measurement frameworks to evaluate the effectiveness of marketing campaigns and promotions, and built visual reports and dashboards to present data analysis findings and insights.

• Delivered loan projects from inception to implementation, conducted thorough analysis, formulation, and iteration of credit risk strategies for clients, segmented customer groups to tailor services to specific needs, and achieved breakeven within first month of launching these projects.• Enhanced efficiency and effectiveness of SQL business reports and computerized monitoring on the Dataworks platform to ensure seamless data analysis and reporting, review of business risk data, and adjusted credit strategies to control overdue rates and mitigate any potential financial losses.• Collaborated with product design and risk control system iteration, proposed suggestions were well-aligned with market dynamics, and achieved a significant doubling of efficiency within operations, as well as higher order conversion rate and re-borrowing rate than other companies' products.• Functioned closely with African counterparts to facilitate project execution and effective risk control, and to promote internationalization and standardization of risk strategy formulation and execution.

• Automated resolution of practical business problems by utilizing tools such as Python and VBA to create tens of thousands of computerized operations records, digitalized dozens of projects and improved efficiency by tens of times.• Awarded the third prize in annual innovation competition organized by bank, worked with mentor to automate generation of documents using Python to drive digital innovations in bank's procedures.• Leveraged Requests and Selenium to access and analyse web page information efficiently and accurately, modify web page information, download web page attachments, and select data for download according to certain criteria.